MYOB vs. Paddle

At a glance

Best for

Best for Australian and New Zealand small businesses that want cloud accounting with GST, BAS and payroll built in, and the option of a desktop AccountRight plan.

Freelancers
Small and mid-sized

Paddle

Best for

Best for software, app and game businesses selling worldwide that want the tax registrations and filings to sit with the platform rather than with them.

Freelancers
Small and mid-sized
Enterprise

Cataleo does not name a winner. Both statements come from the vendors themselves.

Full Comparison

Criterion	MYOB	Paddle
Starting price	From AUD 99 / year Solo plan at its regular annual price, for sole traders, in the mobile app only. Business plans start at AUD 315 / year for Business Lite.	From 5 percent plus 50 US cents per checkout transaction Pay-as-you-go, with no monthly platform fee, migration fee or add-on charges. Custom pricing is quoted for rapidly scaling and large-scale businesses, and is required for products under 10 US dollars or invoicing-heavy models.
Free trial	Free for 14 days on Business Pro and AccountRight Plus	Not stated
API	Yes, the MYOB Business API, a REST/JSON API using OAuth 2.0	Yes, one REST API for payments, subscriptions and billing, with webhooks, Paddle.js and SDKs for Node.js, PHP, Go and Python
Hosting	Cloud (SaaS); AccountRight Plus also runs on the desktop	Cloud (SaaS)
Made in	Australia	Not stated
Invoicing and quotes	Yes, unlimited invoices and quotes on every plan	Yes, subscription and one-time billing with a localised, embeddable checkout, a customer portal, proration, credits and multiple seats; Paddle issues the invoice as merchant of record
Bookkeeping and bank feeds	Yes, bank feeds and reconciliation, two accounts on the entry plans and unlimited on Business Pro and AccountRight Plus	No general ledger or bank feeds of its own; Paddle covers billing, payments and tax rather than financial record-keeping
Expenses and receipts	Yes, enter and track bills and expenses	No expense claims or receipt capture; Paddle covers the revenue side, not spend
Tax and compliance	Yes, GST tracking on every plan and full GST and BAS on the business plans, with Single Touch Payroll for payroll reporting	Yes, as merchant of record Paddle registers for, calculates, files and remits sales tax and VAT in more than 100 jurisdictions, across 300 or more markets
Payroll	Included on AccountRight Plus; a per-employee add-on on Business Lite and Business Pro; also sold as a standalone Payroll Only plan	No payroll
Reports and exports	Yes, from simple summaries on Solo to comprehensive reporting on AccountRight Plus	Yes, real-time subscription and revenue analytics through ProfitWell Metrics, included rather than sold as an add-on
Integrations and API	Yes, the MYOB Business API, a REST/JSON API using OAuth 2.0	Yes, one REST API for payments, subscriptions and billing, with webhooks across the customer, subscription and invoice lifecycles, Paddle.js, server SDKs for Node.js, PHP, Go and Python, a sandbox with test cards and webhook simulation, and Postman collections
Deployment	more entries Cloud (SaaS), Browser-based, On-premise	Cloud (SaaS), Browser-based
Onboarding	Not stated	Documentation and knowledge base
Company size	Freelancers, Small and mid-sized	more entries Freelancers, Small and mid-sized, Enterprise
Integrations	Not stated	HubSpot, Intercom, Databox, RevenueCat

Compare more tools

Row where the values differ The small markers point at the lower number, the longer list or the stated feature. They describe the data, they are not a verdict.

The short version

Key Differences

Starting price MYOB From AUD 99 / year Paddle From 5 percent plus 50 US cents per checkout transaction
Deployment MYOB Cloud (SaaS), Browser-based, On-premise Paddle Cloud (SaaS), Browser-based
Company size MYOB Freelancers, Small and mid-sized Paddle Freelancers, Small and mid-sized, Enterprise
Hosting MYOB Cloud (SaaS); AccountRight Plus also runs on the desktop Paddle Cloud (SaaS)
API MYOB Yes, the MYOB Business API, a REST/JSON API using OAuth 2.0 Paddle Yes, one REST API for payments, subscriptions and billing, with webhooks, Paddle.js and SDKs for Node.js, PHP, Go and Python

Every line is one datapoint from the table above, picked automatically. Nothing here is written text.

The trade-offs

Strengths and Limitations

MYOB

Strengths

GST and BAS handling built in for Australian and New Zealand businesses
Unlimited invoices and quotes on every plan
Payroll included on the top plan and available standalone
REST/JSON API with OAuth 2.0 for integrations

Limitations

Aimed at the Australian and New Zealand markets rather than internationally
Bank feeds are capped at two accounts on the entry plans

Paddle

Strengths

As merchant of record, Paddle registers for, files and remits sales tax and VAT in more than 100 jurisdictions
One pay-as-you-go rate with no monthly platform fee, migration fee or add-on charges
Retain for dunning and cancel flows and ProfitWell Metrics for analytics are included
One REST API with webhooks, server SDKs for four languages and a sandbox

Limitations

Five percent plus 50 cents per transaction is well above a bare payment-processing rate
No general ledger of its own, so a separate accounting system is still needed
Products under 10 US dollars and invoicing-heavy businesses need a quoted price rather than the published rate
More than 20 currencies is a narrower spread than platforms that settle in 100 or more

Plans

Pricing

MYOB

Solo by MYOB AUD 99 / year Regular annual price for sole traders, mobile app only, with GST tracking and two bank feed accounts.
Business Lite AUD 315 / year Regular annual price; unlimited invoices and quotes, full GST and BAS, payroll add-on from AUD 3 per employee per month for up to two employees.
Business Pro AUD 70 / month Regular monthly price; unlimited bank feeds and a payroll add-on from AUD 3 per employee per month for unlimited employees.
AccountRight Plus AUD 165 / month Regular monthly price; adds included payroll, unlimited inventory, comprehensive reporting and desktop access.
Business Payroll Only AUD 15 / month Regular monthly price; standalone payroll with Single Touch Payroll reporting.

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Paddle

Pay-as-you-go Not stated 5 percent plus 50 US cents per checkout transaction, with no monthly fee, migration fee or hidden costs. Includes checkout, subscription management and recurring billing, multi-currency payment processing, full tax registration, filing and remittance, fraud and chargeback protection, revenue recovery, real-time reporting and analytics, migration services and 24/7 support.
Custom Not stated Quoted for rapidly scaling and established large-scale businesses, tailored to the business model and products. Also the route for products priced under 10 US dollars and for invoicing-heavy businesses.

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What users say

Review Scores · opens after launch

MYOB

Ease of use: Not rated yet
User interface: Not rated yet
Onboarding: Not rated yet
Support and service: Not rated yet
Value for money: Not rated yet
Features: Not rated yet

No reviews yet. Be the first to review this tool. Every review is checked for fairness before it appears, and the vendor cannot have one removed.

Paddle

Ease of use: Not rated yet
User interface: Not rated yet
Onboarding: Not rated yet
Support and service: Not rated yet
Value for money: Not rated yet
Features: Not rated yet

No reviews yet. Be the first to review this tool. Every review is checked for fairness before it appears, and the vendor cannot have one removed.

Where this comes from

MYOB https://www.myob.com · checked against the official source on 2026-08-22

Paddle https://www.paddle.com · checked against the official source on 2026-09-10

This table lists factual criteria taken from information the vendors publish themselves. For how we put it together, see the methodology.