Best for
Best for tradespeople, contractors and consultants who quote and invoice from a phone and leave the books to an accountant.
- Freelancers
- Small and mid-sized
Accounting & Invoicing Comparison
Invoice2go vs. Zoho Books
At a glance
At a glance
Best for
Best for growing small businesses, especially those already using Zoho, that want scalable accounting from invoicing and bank reconciliation through inventory, projects and analytics.
- Freelancers
- Small and mid-sized
Cataleo does not name a winner. Both statements come from the vendors themselves.
Full Comparison
| Criterion | Invoice2go | Zoho Books |
|---|---|---|
| Starting price | lower value From $7.99 / month Starter, billed monthly, or $79.99 a year. Professional is $11.99 a month or $119.99 a year, Premium $44.99 a month or $449.99 a year. US prices; card payments carry a separate fee per transaction. | Free; Standard from $15 / month The Free plan suits small businesses. The Standard plan is $15 / month billed annually ($20 billed monthly) and adds bank feeds, sales-tax tracking and API access. US pricing. |
| Free trial | 30-day free trial, credit card required; paid plans carry a 30-day money-back guarantee | Not stated |
| Users | Unlimited team members on every plan | From 1 user on the Free plan up to 15 on Ultimate, by plan |
| API | Not stated | Yes, a REST API from the Standard plan, plus integration with the wider Zoho suite |
| Hosting | Cloud, with apps for iOS and Android and a web app | Cloud (SaaS) |
| Invoicing and quotes | Yes, customisable invoices, unlimited estimates, automatic reminders, client activity notifications and, on Premium, recurring invoices; payment by card, PayPal and free ACH bank transfer | Yes, professional invoices and quotes with online payment links and recurring invoices; progress invoicing from the Standard plan |
| Bookkeeping and bank feeds | Through sync rather than in the app: invoicing and payment data sync to FreshBooks, MYOB, Xero or QuickBooks on Professional and Premium, and every plan includes a no-fee business bank account with a Visa debit card | Yes, bank reconciliation and transaction categorization, with bank feeds from the Standard plan |
| Expenses and receipts | Yes, expenses are recorded against projects to track job profitability | Yes, expense tracking with receipt autoscan and mileage tracking |
| Tax and compliance | Tax on invoices rather than filing: tax, VAT or GST labels with several rates, exclusive or inclusive, taxes that accumulate on top of one another and an optional withholding tax, set up once and applied per document or per item, plus a tax report of monthly or quarterly totals. No tax return or filing is listed | Yes, sales and use tax tracking, 1099 and W-9 management and an audit trail |
| Payroll | No payroll module is listed on any plan; the plans cover invoicing, estimates, payments, expenses, appointments, time tracking and reports | Not built in. Zoho Payroll is a separate product, and its integration mirrors every pay run in Zoho Books, posting salary and tax expenses into the accounts mapped for them |
| Reports and exports | Yes, business reports with charts and graphs on Professional and Premium | Yes, 50-plus reports including profit and loss and balance sheet, with advanced analytics on the Ultimate plan |
| Integrations and API | Zapier connects it to 3,000+ apps, alongside accounting sync with QuickBooks, Xero, FreshBooks and MYOB on Professional and Premium | Yes, a REST API available from the Standard plan; integrates with Zoho CRM, Inventory and Expense |
| Deployment | Cloud (SaaS), Browser-based | Cloud (SaaS), Browser-based |
| Support | Email helpdesk, Chat, Phone | Email helpdesk, Phone, Chat |
| Onboarding | Documentation and knowledge base | Not stated |
| Company size | Freelancers, Small and mid-sized | Freelancers, Small and mid-sized |
| Integrations | QuickBooks, Xero, FreshBooks, MYOB, Zapier | Zoho CRM, Zoho Inventory, Zoho Expense, Zoho Payroll, Shopify |
Add a tool
Adds a column to the table, from the tools in this category.
Row where the values differ The small markers point at the lower number, the longer list or the stated feature. They describe the data, they are not a verdict.
The short version
Key Differences
- Starting price Invoice2go From $7.99 / month Zoho Books Free; Standard from $15 / month
- Hosting Invoice2go Cloud, with apps for iOS and Android and a web app Zoho Books Cloud (SaaS)
- Support Invoice2go Email helpdesk, Chat, Phone Zoho Books Email helpdesk, Phone, Chat
- Users Invoice2go Unlimited team members on every plan Zoho Books From 1 user on the Free plan up to 15 on Ultimate, by plan
- Invoicing and quotes Invoice2go Yes, customisable invoices, unlimited estimates, automatic reminders, client activity notifications and, on Premium, recurring invoices; payment by card, PayPal and free ACH bank transfer Zoho Books Yes, professional invoices and quotes with online payment links and recurring invoices; progress invoicing from the Standard plan
Every line is one datapoint from the table above, picked automatically. Nothing here is written text.
The trade-offs
Strengths and Limitations
Invoice2go
Strengths
- Priced by invoice volume, with unlimited team members on every plan
- Free ACH bank transfers and PayPal alongside card payments
- Native apps for iOS and Android as well as the web
- Time tracking, appointments and expenses tied to projects
Limitations
- Starter is capped at 30 invoices a year and Professional at 100
- Recurring invoices and phone support only on Premium
- Accounting sync and reports are not included in Starter
- Card payment fees of 2.9% to 3.5% plus 30 cents per transaction
Zoho Books
Strengths
- Free plan with invoicing, bank reconciliation, 1099/W-9 handling and 50-plus reports
- Six plans scaling to multi-currency, projects, inventory and advanced analytics
- Sales and use tax tracking, 1099/W-9 management and an audit trail
- REST API and tight integration with the wider Zoho suite
Limitations
- API access, bank feeds and sales-tax tracking begin on the paid Standard plan
- The six plan tiers can make it hard to pick the right one
Plans
Pricing
Invoice2go
- Starter $7.99 / month Billed monthly, or $79.99 a year. 30 invoices a year, card payment fee 3.5% plus 30 cents, free ACH bank transfers, a business bank account, client communications and ratings and reviews.
- Professional $11.99 / month Billed monthly, or $119.99 a year. 100 invoices a year, card payment fee 3.0% plus 30 cents, QuickBooks and Xero integration and advanced reports.
- Premium $44.99 / month Billed monthly, or $449.99 a year. Unlimited invoices, card payment fee 2.9% plus 30 cents, recurring invoices and phone support. Aimed at businesses with more than $100k a year in revenue.
Zoho Books
- Free $0 For small businesses: invoices, quotes, expenses, receipt autoscan, bank reconciliation, 1099 and W-9 handling and 50-plus reports; 1 user plus 1 accountant.
- Standard $15 / month Billed annually ($20 billed monthly). Adds bank feeds, sales and use tax tracking, e-file 1099, API access and custom reports; 3 users.
- Professional $40 / month Billed annually ($50 billed monthly). Adds sales and purchase orders, multi-currency, timesheet billing, project profitability and inventory; 5 users.
- Premium $60 / month Billed annually ($70 billed monthly). Adds revenue recognition, fixed assets, budgets, cashflow forecasting and a vendor portal; 10 users.
- Elite $120 / month Billed annually ($150 billed monthly). Adds advanced inventory with warehouses, batch and serial tracking and Shopify; 10 users.
- Ultimate $240 / month Billed annually ($275 billed monthly). Adds advanced analytics with pre-built dashboards; 15 users.
What users say
Review Scores · opens after launch
Invoice2go
- Ease of use
- Not rated yet
- User interface
- Not rated yet
- Onboarding
- Not rated yet
- Support and service
- Not rated yet
- Value for money
- Not rated yet
- Features
- Not rated yet
No reviews yet. Nothing has been published here yet, and no score is shown. How a review is checked before it appears is described below.
Zoho Books
- Ease of use
- Not rated yet
- User interface
- Not rated yet
- Onboarding
- Not rated yet
- Support and service
- Not rated yet
- Value for money
- Not rated yet
- Features
- Not rated yet
No reviews yet. Nothing has been published here yet, and no score is shown. How a review is checked before it appears is described below.
How we check reviews
Reviews are not published yet. The form on a tool's page works and reaches us, but nothing from it appears on this site, so no score here is based on a review. The rules below are the ones that will apply once reviews go live.
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What we cannot do is verify a purchase. There is no shop here and no account, so whether the author really used the tool rests on what they tell us, plus the plausibility of what they write. We say so rather than implying a check that does not exist.
A vendor cannot have a review removed, cannot buy one, and cannot have one changed. Paid placement and a paid listing have no effect on which reviews appear or on any score.
Where this comes from
Where this comes from
Invoice2go https://invoice.2go.com · checked against the official source on 2026-10-04
Zoho Books https://www.zoho.com/us/books/ · checked against the official source on 2026-08-19
This table lists factual criteria taken from information the vendors publish themselves. For how we put it together, see the methodology.