Best for
Best for finance teams in German-speaking companies that want supplier invoices approved and pre-accounted before they reach DATEV or the ERP.
Accounting & Invoicing Comparison
Candis vs. Stripe Billing
At a glance
At a glance
Best for
Best for software and AI companies already on Stripe that need subscription and usage-based billing, dunning and revenue recognition alongside their accounting system.
- Small and mid-sized
- Enterprise
Cataleo does not name a winner. Both statements come from the vendors themselves.
Full Comparison
| Criterion | Candis | Stripe Billing |
|---|---|---|
| Starting price | From €389 / month Base plan, priced by number of invoices; Plus and Max are priced by number of documents. Contracts run 12, 24 or 36 months, and unlimited users, companies, implementation and support are included. Whether VAT is included is not stated. | From 0.7 percent of billing volume Pay as you go is 0.7 percent of billing volume with no recurring fee, covering transactions processed on and off Stripe and excluding one-off invoices. Pay monthly runs on a one-year contract from 620 US dollars per month for up to 100,000 US dollars of monthly billing volume up to 5,750 US dollars for up to 1 million, each plus 0.67 percent on volume above the included amount. Custom pricing for larger volumes. |
| Free trial | 30-day free trial | Not stated |
| Users | More than 10,000 companies | Not stated |
| API | Yes, an open REST API with OAuth 2.0 and JSON | Yes, a full billing API, with accounting, CRM and CPQ integrations, Stripe Sigma for custom queries and Data Pipeline for warehouse sync |
| Hosting | Cloud (SaaS), data stored on servers in Germany | Cloud (SaaS) |
| Made in | Germany | Not stated |
| Invoicing and quotes | Incoming supplier invoices: automatic capture and data extraction, a central inbox, rule-based approvals with deputies, automatic approval of recurring invoices, and order-invoice linking on Plus. Outgoing invoices are archived on Plus; creating customer invoices is not described | Yes, one-off and recurring invoices with no code required, plus quotes, a self-serve customer portal, automated e-invoicing, prorations, installments and credit and debit notes |
| Bookkeeping and bank feeds | No general ledger of its own; AI pre-accounting suggestions that a team member approves, then export to DATEV, Addison OneClick, Agenda or Sesamsoft, or to an ERP such as SAP Business One, Business Central, Sage 100 or Oracle NetSuite, with provisions for open approvals on Plus | No general ledger or bank feeds of its own; billing data syncs into accounting systems including NetSuite |
| Expenses and receipts | Yes, expense reimbursement on every plan, travel expenses with mileage and meal allowances on Plus, and Visa corporate cards with receipt matching as an add-on | No expense claims or receipt capture; Stripe Billing covers the revenue side rather than spend |
| Tax and compliance | GoBD-compliant archive, receipt and validation of XRechnung and ZUGFeRD e-invoices, duplicate and IBAN risk checks, and on Max an AI check of invoices against Section 14 UStG | Yes, sales tax, VAT and GST in 90 or more countries through Stripe Tax, calculated during billing from the dashboard or the API, plus ASC 606 and IFRS 15 revenue recognition through Stripe Revenue Recognition |
| Payroll | No payroll; Candis covers payables, purchase requests, contracts, expenses and cards, and connects to Personio on Max | No payroll |
| Reports and exports | Exports as DATEV file interfaces (CSV, XML) and in formats for Addison, Simba, Sesamsoft, Agenda and BMD, plus a SEPA XML export for payments; the pricing page names no reporting or analytics dashboard | Yes, a dashboard consolidating MRR, churn and payment failure metrics, accounts receivable aging and automated reconciliation, custom queries through Stripe Sigma and warehouse sync to Snowflake, Redshift and Databricks through Data Pipeline |
| Integrations and API | Yes, an open REST API with OAuth 2.0 and JSON, plus an open billing data API on Max | Yes, a full billing API documented at docs.stripe.com/billing, with accounting integrations including NetSuite plus CRM and CPQ connections |
| AI features | Yes | Yes |
| Deployment | Cloud (SaaS), Browser-based | Cloud (SaaS), Browser-based |
| Onboarding | Guided onboarding | Documentation and knowledge base |
| Company size | Not stated | Small and mid-sized, Enterprise |
| Integrations | more entries DATEV, Addison OneClick, Agenda, Sesamsoft, SAP Business One, Microsoft Dynamics 365 Business Central, Sage 100, Oracle NetSuite, Personio, Microsoft Teams, Slack, Pliant | Oracle NetSuite, Snowflake, Amazon Redshift, Databricks |
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Row where the values differ The small markers point at the lower number, the longer list or the stated feature. They describe the data, they are not a verdict.
The short version
Key Differences
- Starting price Candis From €389 / month Stripe Billing From 0.7 percent of billing volume
- Hosting Candis Cloud (SaaS), data stored on servers in Germany Stripe Billing Cloud (SaaS)
- API Candis Yes, an open REST API with OAuth 2.0 and JSON Stripe Billing Yes, a full billing API, with accounting, CRM and CPQ integrations, Stripe Sigma for custom queries and Data Pipeline for warehouse sync
- Invoicing and quotes Candis Incoming supplier invoices: automatic capture and data extraction, a central inbox, rule-based approvals with deputies, automatic approval of recurring invoices, and order-invoice linking on Plus. Outgoing invoices are archived on Plus; creating customer invoices is not described Stripe Billing Yes, one-off and recurring invoices with no code required, plus quotes, a self-serve customer portal, automated e-invoicing, prorations, installments and credit and debit notes
- Bookkeeping and bank feeds Candis No general ledger of its own; AI pre-accounting suggestions that a team member approves, then export to DATEV, Addison OneClick, Agenda or Sesamsoft, or to an ERP such as SAP Business One, Business Central, Sage 100 or Oracle NetSuite, with provisions for open approvals on Plus Stripe Billing No general ledger or bank feeds of its own; billing data syncs into accounting systems including NetSuite
Every line is one datapoint from the table above, picked automatically. Nothing here is written text.
The trade-offs
Strengths and Limitations
Candis
Strengths
- Unlimited users and legal entities on every plan
- Receives and validates XRechnung and ZUGFeRD e-invoices
- Direct DATEV integration, plus SAP Business One, Business Central, Sage 100 and NetSuite on every plan
- Data stored on servers in Germany, with GoBD-compliant archiving
Limitations
- Contracts run 12, 24 or 36 months, with 3 months' notice to cancel
- Section 14 UStG checks, SSO, Personio and the billing data API are Max-plan features
- Corporate cards are an add-on from €149 a month
Stripe Billing
Strengths
- Subscriptions, usage-based pricing, invoicing, tax and recovery in one Stripe account
- Usage metering on Metronome at up to 100,000 events per second
- Smart Retries and card account updaters for failed payments, with dunning built in
- ASC 606 and IFRS 15 revenue recognition and tax in 90 or more countries
Limitations
- No general ledger, bank feeds, expenses or payroll, so an accounting system is still needed
- Priced on billing volume rather than seats, so the cost rises with revenue
- Pay-monthly tiers require a one-year contract
Plans
Pricing
Candis
- Base From €389 Per month, priced by number of invoices. Invoice management, approvals, document archive, expense reimbursement, AI-assisted sorting and keyword indexing.
- Plus From €599 Per month, priced by number of documents. Adds purchase requisitions, full-text search, document linking, contract and deadline management, extended expenses and DATEV Accounting integration for self-bookers.
- Max From €789 Per month, priced by number of documents. Adds AI invoice checks under Section 14 UStG, Slack and Microsoft Teams reminders, SSO, Personio, multi-entity master data and an open billing data API.
Stripe Billing
- Pay as you go 0.7% 0.7 percent of billing volume with no recurring fee, covering transactions processed on and off Stripe and excluding one-off invoices. Suited to low or unpredictable volume.
- Pay monthly, up to $100,000 volume $620 Per month on a one-year contract, for up to 100,000 US dollars of monthly billing volume, plus 0.67 percent on additional volume. Stripe states a saving of 11 percent.
- Pay monthly, up to $250,000 volume $1,500 Per month on a one-year contract, for up to 250,000 US dollars of monthly billing volume, plus 0.67 percent on additional volume. Stripe states a saving of 14 percent.
- Pay monthly, up to $500,000 volume $2,950 Per month on a one-year contract, for up to 500,000 US dollars of monthly billing volume, plus 0.67 percent on additional volume. Stripe states a saving of 16 percent.
- Pay monthly, up to $1,000,000 volume $5,750 Per month on a one-year contract, for up to 1 million US dollars of monthly billing volume, plus 0.67 percent on additional volume. Stripe states a saving of 18 percent.
- Custom Not stated Quoted by Stripe for substantial billing volume or unusual requirements.
What users say
Review Scores · opens after launch
Candis
- Ease of use
- Not rated yet
- User interface
- Not rated yet
- Onboarding
- Not rated yet
- Support and service
- Not rated yet
- Value for money
- Not rated yet
- Features
- Not rated yet
No reviews yet. Nothing has been published here yet, and no score is shown. How a review is checked before it appears is described below.
Stripe Billing
- Ease of use
- Not rated yet
- User interface
- Not rated yet
- Onboarding
- Not rated yet
- Support and service
- Not rated yet
- Value for money
- Not rated yet
- Features
- Not rated yet
No reviews yet. Nothing has been published here yet, and no score is shown. How a review is checked before it appears is described below.
How we check reviews
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Where this comes from
Where this comes from
Candis https://www.candis.io/en · checked against the official source on 2026-10-24
Stripe Billing https://stripe.com/billing · checked against the official source on 2026-09-11
This table lists factual criteria taken from information the vendors publish themselves. For how we put it together, see the methodology.