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Stripe Billing

AI features

AI-powered Smart Retries choose when to re-attempt a failed payment, and card account updaters refresh expired details automatically

Stripe's recurring billing and invoicing product, covering subscriptions, usage-based pricing, dunning and revenue recognition.

Starting price
From 0.7 percent of billing volume
API
Yes, a full billing API, with accounting, CRM and CPQ integrations, Stripe Sigma for custom queries and Data Pipeline for warehouse sync
Hosting
Cloud (SaaS)
Visit Stripe Billing

Overview

Stripe Billing is the monetisation layer of Stripe, running the cycle from price to quote to invoice to collected payment. Subscriptions carry customisable billing logic with per-unit pricing, prorations, installments, credit and debit notes and tax applied automatically, and invoices go out one-off or recurring without code alongside a self-serve customer portal. Usage-based pricing runs on Metronome, a Stripe product, with metering at up to 100,000 events per second. Revenue recovery, a dashboard of MRR and churn, Stripe Revenue Recognition and Stripe Tax cover the rest of the cycle.

Our take

Stripe Billing is the path of least resistance for a company already taking payments through Stripe, because the subscription, the invoice, the tax and the recovered card all sit in one account with nothing to reconcile between two vendors. What a finance team should weigh is that it prices on billing volume rather than on seats, so the cost tracks revenue and the pay-monthly commitments run on a one-year contract, which is a different shape of decision from a per-user subscription. It is also not bookkeeping: there is no ledger, no bank feed and no expense or payroll side, so the accounting system stays where it is and gains a second source to reconcile against. The strongest fit is a software or AI business that has to meter consumption and cannot wait to build that itself.

Key Facts

Category
Starting price From 0.7 percent of billing volume Pay as you go is 0.7 percent of billing volume with no recurring fee, covering transactions processed on and off Stripe and excluding one-off invoices. Pay monthly runs on a one-year contract from 620 US dollars per month for up to 100,000 US dollars of monthly billing volume up to 5,750 US dollars for up to 1 million, each plus 0.67 percent on volume above the included amount. Custom pricing for larger volumes.
API Yes, a full billing API, with accounting, CRM and CPQ integrations, Stripe Sigma for custom queries and Data Pipeline for warehouse sync
Hosting Cloud (SaaS)

Screenshots

Placeholders. They are replaced as soon as the vendor sends material, and both open the same short form.

Features

Invoicing and quotes
Yes, one-off and recurring invoices with no code required, plus quotes, a self-serve customer portal, automated e-invoicing, prorations, installments and credit and debit notes
Bookkeeping and bank feeds
No general ledger or bank feeds of its own; billing data syncs into accounting systems including NetSuite
Expenses and receipts
No expense claims or receipt capture; Stripe Billing covers the revenue side rather than spend
Tax and compliance
Yes, sales tax, VAT and GST in 90 or more countries through Stripe Tax, calculated during billing from the dashboard or the API, plus ASC 606 and IFRS 15 revenue recognition through Stripe Revenue Recognition
Payroll
No payroll
Reports and exports
Yes, a dashboard consolidating MRR, churn and payment failure metrics, accounts receivable aging and automated reconciliation, custom queries through Stripe Sigma and warehouse sync to Snowflake, Redshift and Databricks through Data Pipeline
Integrations and API
Yes, a full billing API documented at docs.stripe.com/billing, with accounting integrations including NetSuite plus CRM and CPQ connections

Integrations

  • Oracle NetSuite
  • Snowflake
  • Amazon Redshift
  • Databricks

Deployment and Support

Deployment
  • Cloud (SaaS)
  • Browser-based
Onboarding
  • Documentation and knowledge base
Company size
  • Small and mid-sized
  • Enterprise

Pros and Cons

Strengths

  • Subscriptions, usage-based pricing, invoicing, tax and recovery in one Stripe account
  • Usage metering on Metronome at up to 100,000 events per second
  • Smart Retries and card account updaters for failed payments, with dunning built in
  • ASC 606 and IFRS 15 revenue recognition and tax in 90 or more countries

Limitations

  • No general ledger, bank feeds, expenses or payroll, so an accounting system is still needed
  • Priced on billing volume rather than seats, so the cost rises with revenue
  • Pay-monthly tiers require a one-year contract

Pricing

  • Pay as you go

    0.7%

    0.7 percent of billing volume with no recurring fee, covering transactions processed on and off Stripe and excluding one-off invoices. Suited to low or unpredictable volume.

  • Pay monthly, up to $100,000 volume

    $620

    Per month on a one-year contract, for up to 100,000 US dollars of monthly billing volume, plus 0.67 percent on additional volume. Stripe states a saving of 11 percent.

  • Pay monthly, up to $250,000 volume

    $1,500

    Per month on a one-year contract, for up to 250,000 US dollars of monthly billing volume, plus 0.67 percent on additional volume. Stripe states a saving of 14 percent.

  • Pay monthly, up to $500,000 volume

    $2,950

    Per month on a one-year contract, for up to 500,000 US dollars of monthly billing volume, plus 0.67 percent on additional volume. Stripe states a saving of 16 percent.

  • Pay monthly, up to $1,000,000 volume

    $5,750

    Per month on a one-year contract, for up to 1 million US dollars of monthly billing volume, plus 0.67 percent on additional volume. Stripe states a saving of 18 percent.

  • Custom

    Not stated

    Quoted by Stripe for substantial billing volume or unusual requirements.

Alternatives and Comparisons

FAQ

How is Stripe Billing priced?
Two ways. Pay as you go charges 0.7 percent of billing volume with no recurring fee. Pay monthly is a one-year contract with four volume tiers, from 620 US dollars per month for up to 100,000 US dollars of monthly billing volume to 5,750 for up to 1 million, each plus 0.67 percent on volume above the included amount.
Does Stripe Billing replace accounting software?
No. It has no general ledger, no bank feeds, no expense capture and no payroll. It bills, invoices, calculates tax and recognises revenue, then syncs into accounting systems including NetSuite.
Can Stripe Billing handle usage-based pricing?
Yes. Usage-based billing runs on Metronome, a Stripe product, with metering and data aggregation at up to 100,000 events per second and rate cards for consumption-based and hybrid pricing models.

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