Best for
Best for small and mid-sized Danish companies that want online bookkeeping with direct bank integration and free access for their accountant.
- Small and mid-sized
Accounting & Invoicing Comparison
e-conomic vs. Zoho Invoice
At a glance
At a glance
Best for
Best for freelancers and small consultancies that need to quote, track billable time and chase invoices without paying for a full accounting package.
- Freelancers
- Small and mid-sized
Cataleo does not name a winner. Both statements come from the vendors themselves.
Full Comparison
| Criterion | e-conomic | Zoho Invoice |
|---|---|---|
| Starting price | From 249 DKK / month plus VAT The Basis package for 1,000 postings a year. The price rises with the number of postings, and an account that exceeds its limit is moved to the next tier automatically. Extra users cost 149 DKK a month. | Free There is no paid tier. The free plan covers up to 2 users, 500 invoices per year and 2 organisations under one Zoho account, and adds a Zoho Invoice line to documents. |
| Free trial | 14-day free trial with no commitment | Free plan; no paid tier |
| Users | More than 250,000 customers, per the vendor | Up to 2 users on the free plan |
| API | Yes, an open REST API on the Plus, Smart and Komplet packages, not on Basis | Yes, a REST API on the free plan, limited to 1,000 requests per day, 100 requests per minute and 5 concurrent calls |
| Hosting | Cloud (SaaS) | Cloud (SaaS), with apps for iOS, Android, Windows and Mac and a Chrome extension |
| Made in | Denmark | Not stated |
| Invoicing and quotes | Yes, invoices by email, PDF or online link and as OIOUBL or OIOXML e-invoices, with custom templates on every package; orders, quotes, reminders and subscriptions with Betalingsservice from Plus upwards | Yes, professional invoices and custom quotes that convert to invoices, recurring invoices, a client portal for viewing and paying, and payment collection by card, ACH and e-wallet through integrated gateways |
| Bookkeeping and bank feeds | Yes, general ledger, bank integration with all Danish banks, bank reconciliation, accruals, fixed assets and multi-currency on every package; bank workflows and automatic reconciliation suggestions on Smart and Komplet | No, Zoho Invoice covers billing and payment collection rather than bookkeeping; bank reconciliation and the general ledger sit in Zoho Books |
| Expenses and receipts | Yes, scanned vouchers, voucher requests, a mobile voucher submitter and manual approval on every package; Smart and Komplet add automatic voucher reading, voucher matching, posting suggestions and the Firmakort company card, and Komplet adds approval by up to three approvers | Yes, expenses are recorded and converted into billable line items on an invoice |
| Tax and compliance | Yes, suggested VAT codes, VAT statement and VAT reconciliation reports, EU sales listings for SKAT and integrations with year-end tools; registered under the Danish Bookkeeping Act (Denmark) | Yes, taxes are calculated automatically from the tax authorities and rates defined for the organisation |
| Payroll | Integrations with external payroll systems on every package; the built-in Løn payroll module is an add-on for accountants and bookkeepers with an administrator module | No |
| Reports and exports | Yes, income statement, balance sheet, trial balance, account cards, debtor and creditor balances, sales and purchase statistics and key figures, with import and export of data; budgets from Plus and up to three dimensions on Komplet | Yes, a dashboard and business reports covering accounts receivable ageing, top customers, product performance and expenses |
| Integrations and API | Yes, an open REST API with OpenAPI documentation on Plus, Smart and Komplet, and more than 200 integrations in the app market | Yes, a REST API covering invoices, estimates, recurring invoices, contacts, expenses, projects, payments, credit notes, items, taxes and time tracking, plus integration with Zoho CRM |
| AI features | No | stated Yes |
| Deployment | Cloud (SaaS), Browser-based | Cloud (SaaS), Browser-based |
| Support | Phone, Chat, Email helpdesk | Not stated |
| Onboarding | more entries Documentation and knowledge base, Video tutorials | Documentation and knowledge base |
| Company size | Small and mid-sized | more entries Freelancers, Small and mid-sized |
| Integrations | Budget123, Rackbeat | Zoho CRM, Zoho Books |
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Row where the values differ The small markers point at the lower number, the longer list or the stated feature. They describe the data, they are not a verdict.
The short version
Key Differences
- Starting price e-conomic From 249 DKK / month plus VAT Zoho Invoice Free
- Free trial e-conomic 14-day free trial with no commitment Zoho Invoice Free plan; no paid tier
- Company size e-conomic Small and mid-sized Zoho Invoice Freelancers, Small and mid-sized
- Hosting e-conomic Cloud (SaaS) Zoho Invoice Cloud (SaaS), with apps for iOS, Android, Windows and Mac and a Chrome extension
- AI features e-conomic No Zoho Invoice Yes
Every line is one datapoint from the table above, picked automatically. Nothing here is written text.
The trade-offs
Strengths and Limitations
e-conomic
Strengths
- Direct integration with all Danish banks and OIOUBL e-invoicing on every package
- Free access for the company's accountant or bookkeeper
- No setup fee and free phone, chat and email support on every package
- More than 200 integrations through the open API
Limitations
- Built for Danish accounting rules and banks, with no stated support for other countries
- The Basis package has no API, quotes, orders or reminders
- The price depends on the number of postings a year and rises automatically when the limit is exceeded
- Automatic voucher reading, posting suggestions and bank workflows start at Smart
Zoho Invoice
Strengths
- Genuinely free rather than a trial, with no paid tier to upgrade to
- REST API included on the free plan, with a 1,000-request daily allowance
- Time tracking and expenses convert straight into invoiced line items
- Client portal lets customers view invoices, pay and respond to quotes
Limitations
- Billing only: no bank reconciliation, no general ledger and no payroll
- Capped at 2 users, 500 invoices per year and 2 organisations
- Documents carry a Zoho Invoice line
- Outgrowing the limits means moving to a different Zoho product
Plans
Pricing
e-conomic
- Basis From 249 DKK / month Plus VAT, for 1,000 postings a year. Invoicing, general ledger, VAT, bank integration, reconciliation, scanned vouchers and standard reports.
- Plus From 299 DKK / month Plus VAT, for 1,000 postings a year. Adds orders, quotes, reminders, extended sales functions, budgets, subscriptions with Betalingsservice and the API.
- Smart From 399 DKK / month Plus VAT, for 1,000 postings a year. Adds the Firmakort company card, automatic voucher reading and matching, posting suggestions and bank and voucher workflows.
- Komplet From 649 DKK / month Plus VAT, for 1,000 postings a year. Adds up to three accounting dimensions, a holding company subscription, approval by up to three approvers, shared charts of accounts for groups and a dedicated advisory team.
Zoho Invoice
- Free $0 The only plan. Up to 2 users, 500 invoices per year and 2 organisations under one Zoho account. Includes invoices and quotes, recurring invoices, payment gateways, expenses, time tracking, the client portal, tax calculation, reports and the REST API. Documents carry a Zoho Invoice line.
What users say
Review Scores · opens after launch
e-conomic
- Ease of use
- Not rated yet
- User interface
- Not rated yet
- Onboarding
- Not rated yet
- Support and service
- Not rated yet
- Value for money
- Not rated yet
- Features
- Not rated yet
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Zoho Invoice
- Ease of use
- Not rated yet
- User interface
- Not rated yet
- Onboarding
- Not rated yet
- Support and service
- Not rated yet
- Value for money
- Not rated yet
- Features
- Not rated yet
No reviews yet. Nothing has been published here yet, and no score is shown. How a review is checked before it appears is described below.
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Where this comes from
Where this comes from
e-conomic https://www.e-conomic.dk · checked against the official source on 2026-09-25
Zoho Invoice https://www.zoho.com/invoice/ · checked against the official source on 2026-09-05
This table lists factual criteria taken from information the vendors publish themselves. For how we put it together, see the methodology.