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Zoho Invoice

AI features

Zia, Zoho's assistant, identifies likely payment delays and generates follow-up emails for overdue invoices

Free invoicing, quotes, time tracking and expenses for small businesses, with a REST API included on the free plan.

Starting price
Free
Free trial
Free plan; no paid tier
API
Yes, a REST API on the free plan, limited to 1,000 requests per day, 100 requests per minute and 5 concurrent calls
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Overview

Zoho Invoice is free invoicing software for small businesses and part of the wider Zoho suite. It covers professional invoices and custom quotes that convert to invoices, recurring invoices on a schedule, and payment collection by card, ACH and e-wallets through integrated gateways. Billable hours are tracked against projects and turned into invoiced timesheets, and expenses become billable line items. Unlike the rest of the category it has no paid tier, and the free plan is capped at 2 users and 500 invoices a year.

Our take

Zoho Invoice is worth knowing about because of where it stops rather than what it costs. It is genuinely free rather than a trial, and the API allowance on that free plan is more generous than several paid tools in this category offer. The trade is that this is billing software and not accounting software, so the yearly return still happens somewhere else, whether with an accountant or in a fuller package. A growing business will hit the ceiling on users and invoices, and the vendor's own answer at that point is to pick another Zoho product. For a freelancer or a small consultancy that only needs to quote, bill and chase, that boundary is a fair one.

Key Facts

Category
Starting price Free There is no paid tier. The free plan covers up to 2 users, 500 invoices per year and 2 organisations under one Zoho account, and adds a Zoho Invoice line to documents.
Free trial Free plan; no paid tier
API Yes, a REST API on the free plan, limited to 1,000 requests per day, 100 requests per minute and 5 concurrent calls
Users Up to 2 users on the free plan
Hosting Cloud (SaaS), with apps for iOS, Android, Windows and Mac and a Chrome extension

Screenshots

Placeholders. They are replaced as soon as the vendor sends material, and both open the same short form.

Features

Invoicing and quotes
Yes, professional invoices and custom quotes that convert to invoices, recurring invoices, a client portal for viewing and paying, and payment collection by card, ACH and e-wallet through integrated gateways
Bookkeeping and bank feeds
No, Zoho Invoice covers billing and payment collection rather than bookkeeping; bank reconciliation and the general ledger sit in Zoho Books
Expenses and receipts
Yes, expenses are recorded and converted into billable line items on an invoice
Tax and compliance
Yes, taxes are calculated automatically from the tax authorities and rates defined for the organisation
Payroll
No
Reports and exports
Yes, a dashboard and business reports covering accounts receivable ageing, top customers, product performance and expenses
Integrations and API
Yes, a REST API covering invoices, estimates, recurring invoices, contacts, expenses, projects, payments, credit notes, items, taxes and time tracking, plus integration with Zoho CRM

Integrations

  • Zoho CRM
  • Zoho Books

Deployment and Support

Deployment
  • Cloud (SaaS)
  • Browser-based
Onboarding
  • Documentation and knowledge base
Company size
  • Freelancers
  • Small and mid-sized

Suitability

Industry FreelancersSmall and mid-sizedEnterprise
Agencies Not stated Not stated Not stated
Architecture & Engineering Not stated Not stated Not stated
Consulting Stated as a fit Stated as a fit Not stated
Media & Creative Not stated Not stated Not stated
Technology Not stated Not stated Not stated

The table combines the industries the vendor addresses with the company sizes the tool is aimed at. An empty cell means the combination is not stated, not that it is ruled out.

Pros and Cons

Strengths

  • Genuinely free rather than a trial, with no paid tier to upgrade to
  • REST API included on the free plan, with a 1,000-request daily allowance
  • Time tracking and expenses convert straight into invoiced line items
  • Client portal lets customers view invoices, pay and respond to quotes

Limitations

  • Billing only: no bank reconciliation, no general ledger and no payroll
  • Capped at 2 users, 500 invoices per year and 2 organisations
  • Documents carry a Zoho Invoice line
  • Outgrowing the limits means moving to a different Zoho product

Pricing

  • Free

    $0

    The only plan. Up to 2 users, 500 invoices per year and 2 organisations under one Zoho account. Includes invoices and quotes, recurring invoices, payment gateways, expenses, time tracking, the client portal, tax calculation, reports and the REST API. Documents carry a Zoho Invoice line.

Best For

Alternatives and Comparisons

FAQ

Is Zoho Invoice really free?
Yes. Zoho Invoice has no paid tier. The free plan allows up to 2 users, 500 invoices per year and 2 organisations under one Zoho account, and adds a Zoho Invoice line to documents.
Does Zoho Invoice do bookkeeping?
No. It handles invoices, quotes, expenses, time tracking and payment collection, but not bank reconciliation, the general ledger or payroll. Zoho positions Zoho Books as its accounting product for that work.
Does Zoho Invoice have an API?
Yes, a REST API is available on the free plan and covers invoices, estimates, contacts, expenses, projects, payments, items, taxes and time tracking. It allows 1,000 requests per day, 100 requests per minute and 5 concurrent calls.
What happens when a business outgrows Zoho Invoice?
Zoho points businesses that pass the free plan's limits to its other products, and recommends contacting support about moving to Zoho Billing.

What users say

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