Best for
Best for Swedish small businesses and accounting firms that want the books, invoicing and payroll in one platform built for Swedish rules.
- Freelancers
- Small and mid-sized
Accounting & Invoicing Comparison
Fortnox vs. Moneybird
At a glance
At a glance
Best for
Best for Dutch freelancers and small businesses that keep their own books and want bank processing, Peppol e-invoicing and the VAT return in one tool.
- Freelancers
- Small and mid-sized
Cataleo does not name a winner. Both statements come from the vendors themselves.
Full Comparison
| Criterion | Fortnox | Moneybird |
|---|---|---|
| Starting price | From 238 SEK / month The Mini package, which bundles Fortnox Access and the Bokföring module. Fortnox Access is priced from 29 SEK per month and scales with how active the company is, so the package total rises with activity. Quarterly and annual commitments are priced differently. | From €3 / month plus VAT Compact plan, billed yearly (€4 / month billed monthly), 1 user, 5 processed bank transactions a month and no linked bank account. Start €15, Growth €29 and Complete €41 per month billed yearly (€18, €35 and €49 billed monthly). Online payment methods and bank connections carry per-transaction fees. |
| Free trial | Six months free for companies started within the last three months, with the code NYSTARTAD; a 30-day money-back guarantee on all subscriptions | 60 days free with unlimited access to the Complete plan |
| Users | More than 500,000 Swedish companies, per the vendor | More than 300,000 freelancers and SMEs |
| API | Yes, a REST API with OAuth 2.0 authorisation and an integration marketplace | Yes, an API on every plan |
| Hosting | Cloud (SaaS) | Cloud (SaaS) |
| Made in | Sweden | Netherlands |
| Invoicing and quotes | Yes, invoices as e-invoices, by email or by post, with recurring invoices, automated reminders, foreign currencies, ROT and RUT handling and optional invoice factoring | Yes, branded invoices and quotes, recurring invoices and subscriptions (not on Compact), automatic reminders, online payment by iDEAL, SEPA direct debit, card, Apple Pay, Google Pay and Bancontact, and sending via Peppol |
| Bookkeeping and bank feeds | Yes, with connections to Swedbank, Nordea, SEB, Handelsbanken and other Swedish banks, AI posting proposals and automatic matching of incoming payments | Yes, links to more than 1,700 European banks (5 on Growth, unlimited on Complete) with automatic transaction processing, ledger accounts, and assets and depreciation |
| Expenses and receipts | Yes, Kvitto & Utlägg captures receipts in the mobile app with automatic interpretation, Resa covers business travel claims and the Fortnox corporate card posts itself | Yes, smart document processing and receipt scanning in the mobile app, UBL invoices and Peppol receiving, and paying purchase invoices from Moneybird |
| Tax and compliance | Yes, an integration with Skatteverket, plus the year-end close and tax return through the Bokslut & Skatt module (Sweden) | Yes, VAT overview, ICP declaration and an electronic VAT return filed directly with the tax authorities, the return from the Start plan (Netherlands) |
| Payroll | Yes, the Lön module, bundled from the Mellan+ package upwards | Not built in. Payroll runs in separate salary software, and its payroll journal entries are booked in Moneybird by hand or posted automatically through an integration with Employes, HoorayHR or Nmbrs |
| Reports and exports | Yes, the Rapport & Analys module for data visualisation and financial analysis, plus Fortnox Koncern for group consolidation | Yes, reports and a dashboard on every plan |
| Integrations and API | Yes, a REST API with OAuth 2.0 documented at apps.fortnox.se/apidocs, with an integration marketplace | Yes, an API and connections to other tools on every plan |
| AI features | stated Yes | No |
| Deployment | Cloud (SaaS), Browser-based | Cloud (SaaS), Browser-based |
| Support | more entries Phone, Chat | Email helpdesk |
| Onboarding | Documentation and knowledge base | more entries Documentation and knowledge base, Video tutorials, Live online demos and webinars |
| Company size | Freelancers, Small and mid-sized | Freelancers, Small and mid-sized |
| Integrations | Swedbank, Nordea, SEB, Handelsbanken, Skatteverket | more entries Shopify, WooCommerce, Magento 2, PrestaShop, Lightspeed, Bol.com, Mollie, Stripe, PayPal, MultiSafepay, SumUp, Zettle, Employes, HoorayHR, Nmbrs, TimeChimp, Simplicate, Teamleader, Picqer |
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The short version
Key Differences
- Starting price Fortnox From 238 SEK / month Moneybird From €3 / month plus VAT
- Free trial Fortnox Six months free for companies started within the last three months, with the code NYSTARTAD; a 30-day money-back guarantee on all subscriptions Moneybird 60 days free with unlimited access to the Complete plan
- Support Fortnox Phone, Chat Moneybird Email helpdesk
- Made in Fortnox Sweden Moneybird Netherlands
- AI features Fortnox Yes Moneybird No
Every line is one datapoint from the table above, picked automatically. Nothing here is written text.
The trade-offs
Strengths and Limitations
Fortnox
Strengths
- Books, invoicing, payroll, receipts, travel claims, time reporting and the year-end close in one platform
- Connections to the major Swedish banks with AI posting proposals and automatic payment matching
- REST API with OAuth 2.0 and a marketplace that pays integration partners 75 percent of subscription revenue
- Six months free for newly started companies, plus a 30-day money-back guarantee on all subscriptions
Limitations
- Built for Sweden: the Skatteverket integration, Swedish bank links and ROT and RUT handling do not transfer to other markets
- Fortnox Access is charged as part of every package and scales with company activity, so the published package rate is a floor rather than the bill
- Packages and product pages are published in Swedish and priced in SEK
Moneybird
Strengths
- 60-day trial with full access to the top plan
- E-invoices sent and received over Peppol, and UBL invoices processed, on every plan
- Electronic VAT return filed directly from the software
- API and accountant access included on every plan
Limitations
- Plans are capped by processed bank transactions per month, not just users
- The Compact plan has no linked bank account and no electronic VAT return
- Online payment methods and bank connections carry per-transaction fees on top of the plan
Plans
Pricing
Fortnox
- Mini From 238 SEK / month Fortnox Access and Bokföring.
- Liten From 378 SEK / month Fortnox Access, Bokföring and Fakturering.
- Mellan+ From 688 SEK / month Adds Lön, supplier invoice approval and the integration module.
- Stor+ From 948 SEK / month Adds the fixed asset register, Rapport & Analys and Rapport & Analys Plus.
Moneybird
- Compact €3 / month plus VAT Billed yearly (€4 / month billed monthly). 1 user, 5 processed bank transactions a month, no linked bank account, 1 sales invoice, 3 smart document scans. No recurring invoices and no electronic VAT return.
- Start €15 / month plus VAT Billed yearly (€18 / month billed monthly). 1 user, 20 processed bank transactions a month imported manually, unlimited sales invoices, electronic VAT return.
- Growth €29 / month plus VAT Billed yearly (€35 / month billed monthly). 5 users, 5 linked bank accounts, 50 processed bank transactions a month.
- Complete €41 / month plus VAT Billed yearly (€49 / month billed monthly). Unlimited users, linked bank accounts and processed transactions.
What users say
Review Scores · opens after launch
Fortnox
- Ease of use
- Not rated yet
- User interface
- Not rated yet
- Onboarding
- Not rated yet
- Support and service
- Not rated yet
- Value for money
- Not rated yet
- Features
- Not rated yet
No reviews yet. Nothing has been published here yet, and no score is shown. How a review is checked before it appears is described below.
Moneybird
- Ease of use
- Not rated yet
- User interface
- Not rated yet
- Onboarding
- Not rated yet
- Support and service
- Not rated yet
- Value for money
- Not rated yet
- Features
- Not rated yet
No reviews yet. Nothing has been published here yet, and no score is shown. How a review is checked before it appears is described below.
How we check reviews
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Where this comes from
Where this comes from
Fortnox https://www.fortnox.se · no check date recorded yet
Moneybird https://www.moneybird.com · checked against the official source on 2026-09-25
This table lists factual criteria taken from information the vendors publish themselves. For how we put it together, see the methodology.