Rydoo vs. SAP Concur

At a glance

Best for

Best for finance teams handling travel and expense claims across several countries, where per diems, mileage rates and VAT rules differ by location.

Small and mid-sized
Enterprise

SAP Concur

Best for

Best for companies that already run an ERP and want employee travel, expense and supplier invoices governed by one policy before the data lands in it.

Small and mid-sized
Enterprise

Cataleo does not name a winner. Both statements come from the vendors themselves.

Full Comparison

Criterion	Rydoo	SAP Concur
Starting price	From €8 / user / month The Essentials plan billed annually, starting at 5 users; €10 per user per month billed monthly. Pro is €10 billed annually and €12 monthly. Business starts at 30 active users and Enterprise at 50, both on custom pricing. US dollar and pound sterling prices are listed separately.	From $7 / report Billed per expense report with unlimited users on every package; the rate per report falls as the contracted monthly volume rises. Plus starts at $11 per report, Premium is quoted by the vendor.
Users	The vendor states more than 1 million professionals, with customers across 130+ countries	Not stated
API	Yes, from the Business plan, documented at developers.rydoo.com, alongside SFTP access and an official MCP connector	Yes, open APIs plus an App Center with more than 300 pre-built connectors
Hosting	Cloud (SaaS)	Cloud (SaaS), with mobile and web access
Invoicing and quotes	No customer invoicing or quotes. Incoming supplier invoices are covered by a separate add-on, AI-driven accounts payable automation through Semine by Rydoo, rather than by any of the four plans	No customer invoicing or quotes; Concur Invoice handles incoming supplier invoices, captured from email, PDF, paper or electronic formats and matched against purchase orders and receipts
Bookkeeping and bank feeds	No general ledger of its own. Approved expenses export to accounting and ERP systems, with QuickBooks, Xero and Exact Online integrations from the Pro plan and connectors for SAP S/4HANA and SAP ECC, NetSuite, Microsoft Dynamics 365 Business Central and DATEV, plus PDF and Excel exports and customisable export templates on every plan	No general ledger of its own; corporate card and bank card feeds bring transactions in, and the results post to the connected system, with named integrations for SAP, NetSuite, QuickBooks and Xero
Expenses and receipts	Yes, and this is the core of the product: mobile receipt scanning that fills merchant, amount, date, VAT, country and currency, unlimited expense submissions, mileage from a Google-integrated map, per diems from official rates, automated reconciliation of Visa, Mastercard, Amex, Corner Card and AirPlus transactions, and optional Rydoo virtual and physical expense cards	Yes, this is the core: ExpenseIt receipt capture, automatic card transactions, policy applied in real time, approval routing and reimbursement, on mobile and web
Tax and compliance	Yes, official tax, per diem and mileage figures for more than 80 countries, multi-country certified paperless expensing, automated VAT recovery through the VAT IT integration, and CO2 tracking from travel expenses for CSRD carbon accounting	Company policy applied at the moment of entry, with Concur Detect by Oversight auditing reports through machine learning for fraud and compliance risks before and after reimbursement
Payroll	No payroll module, and none is listed on any plan. HR Connect links to more than 30 HR systems, with SAP SuccessFactors and Workday HR as add-ons, for employee master data rather than pay runs	No payroll of its own; the platform covers travel, expense and supplier invoices and connects to payroll and HR systems through the App Center, for example ADP and Workday
Reports and exports	Yes, real-time visibility of expenses as they are submitted, PDF and Excel exports with customisable templates on every plan, scheduled exports from the Business plan, and the Insights management dashboard on Enterprise for spotting anomalies, finding cost savings and forecasting upcoming expenses	Reporting is part of the Plus package, and the Intelligence analytics product is part of Premium
Integrations and API	Yes, API access from the Business plan, documented at developers.rydoo.com, alongside SFTP for maintaining master data and exporting expense data to an ERP, and an official MCP connector that lets Claude, ChatGPT and other assistants search expenses, approve or reject claims, look up trips and manage cards over OAuth under the user's existing permissions	Yes, open APIs and an App Center with more than 300 pre-built connectors, including SAP, NetSuite, QuickBooks, Xero, ADP and Workday
AI features	Yes	Yes
MCP-ready	stated Yes	No
Deployment	Cloud (SaaS), Browser-based	Cloud (SaaS), Browser-based
Support	Email helpdesk	Not stated
Onboarding	Documentation and knowledge base	Not stated
Company size	Small and mid-sized, Enterprise	Small and mid-sized, Enterprise
Integrations	more entries SAP S/4HANA, SAP ECC, NetSuite, Microsoft Dynamics 365 Business Central, DATEV, QuickBooks, Xero, Exact Online, Workday, SAP SuccessFactors, TravelPerk, Amex GBT Egencia, VAT IT, Uber, Lyft, Slack	SAP, NetSuite, QuickBooks, Xero, ADP, Workday, Egencia

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Row where the values differ The small markers point at the lower number, the longer list or the stated feature. They describe the data, they are not a verdict.

The short version

Key Differences

Starting price Rydoo From €8 / user / month SAP Concur From $7 / report
Hosting Rydoo Cloud (SaaS) SAP Concur Cloud (SaaS), with mobile and web access
MCP-ready Rydoo Yes SAP Concur No
API Rydoo Yes, from the Business plan, documented at developers.rydoo.com, alongside SFTP access and an official MCP connector SAP Concur Yes, open APIs plus an App Center with more than 300 pre-built connectors
Invoicing and quotes Rydoo No customer invoicing or quotes. Incoming supplier invoices are covered by a separate add-on, AI-driven accounts payable automation through Semine by Rydoo, rather than by any of the four plans SAP Concur No customer invoicing or quotes; Concur Invoice handles incoming supplier invoices, captured from email, PDF, paper or electronic formats and matched against purchase orders and receipts

Every line is one datapoint from the table above, picked automatically. Nothing here is written text.

The trade-offs

Strengths and Limitations

Rydoo

Strengths

Official tax, per diem and mileage data maintained for more than 80 countries
Receipt scanning fills the expense fields from a photo, which the vendor puts at over 95 percent accuracy
Card transactions from the major schemes reconcile automatically, or Rydoo's own cards skip the step
An official MCP connector works under the signed-in user's own Rydoo permissions rather than a shared key
Certified paperless expensing and CSRD carbon tracking are built in rather than bolted on

Limitations

API and SFTP access only start on the Business plan, which requires at least 30 active users
Rydoo Smart Audit, the AI expense review, is limited to the Enterprise plan from 50 active users
No customer invoicing or general ledger; accounts payable is a separate add-on
The entry plan is capped at a single approval level, with per diems only from Pro up
Business and Enterprise pricing is quoted, and no free trial is advertised on the pricing page

SAP Concur

Strengths

Travel, expense and supplier invoices run through one policy and one approval chain
More than 300 pre-built connectors plus open APIs for posting into an existing ERP
Every package includes unlimited users, so cost tracks activity rather than headcount
Concur Detect audits expense reports for fraud and compliance risks after the fact

Limitations

No bookkeeping, no customer invoicing and no general ledger; a finance system is assumed alongside
Concur Travel and the Intelligence analytics only arrive with the quoted Premium package
The per-report price depends on the contracted volume, so the list rate is a starting point rather than a quote

Plans

Pricing

Rydoo

Essentials €8 Per user per month billed annually, starting at 5 users; €10 billed monthly. Mobile app with receipt scanner, unlimited expenses, mileage expenses, a single approval flow, basic integrations for Uber, Lyft and Slack, local legal and tax compliance, PDF and Excel exports, certified paperless expensing and export templates.
Pro €10 Per user per month billed annually, starting at 5 users; €12 billed monthly. Adds per diems in 15+ countries, online accounting integrations for QuickBooks, Xero and Exact Online, automated card transaction reconciliation, customisable policies and rules, a second approval level and customisable input fields.
Business Not stated Quoted, starting at 30 active users. Adds Rydoo Cards, SFTP access, API access, a custom bank transactions feed and priority ticket support.
Enterprise Not stated Quoted, starting at 50 active users. Adds Rydoo Smart Audit, advanced approval workflows, advanced custom fields, the Insights management dashboard, SAML single sign-on, HR Connect, extended sandbox access and scheduled exports.

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SAP Concur

Base From $7 / report Unlimited users and Concur Expense, for smaller businesses with basic expense reporting needs.
Plus From $11 / report Adds ExpenseIt, the User Support Desk and reporting.
Premium Not stated Custom pricing. Adds Concur Travel and Intelligence on top of the Plus package.

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What users say

Review Scores · opens after launch

Rydoo

Ease of use: Not rated yet
User interface: Not rated yet
Onboarding: Not rated yet
Support and service: Not rated yet
Value for money: Not rated yet
Features: Not rated yet

No reviews yet. Nothing has been published here yet, and no score is shown. How a review is checked before it appears is described below.

SAP Concur

Ease of use: Not rated yet
User interface: Not rated yet
Onboarding: Not rated yet
Support and service: Not rated yet
Value for money: Not rated yet
Features: Not rated yet

No reviews yet. Nothing has been published here yet, and no score is shown. How a review is checked before it appears is described below.

How we check reviews

Reviews are not published yet. The form on a tool's page works and reaches us, but nothing from it appears on this site, so no score here is based on a review. The rules below are the ones that will apply once reviews go live.

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Where this comes from

Rydoo https://www.rydoo.com · checked against the official source on 2026-09-23

SAP Concur https://www.concur.com · checked against the official source on 2026-09-12

This table lists factual criteria taken from information the vendors publish themselves. For how we put it together, see the methodology.