Best for
Best for Medicare, ACA, group benefits and life agencies, and for GAs, IMOs and FMOs that manage downline agents.
- Freelancers
- Small and mid-sized
- Enterprise
Insurance Agency Software Comparison
AgencyBloc vs. Menlo for Agents
At a glance
At a glance
Best for
Best for independent agents who want help placing risks with carriers as well as software to prepare and track each submission.
Cataleo does not name a winner. Both statements come from the vendors themselves.
Full Comparison
| Criterion | AgencyBloc | Menlo for Agents |
|---|---|---|
| Starting price | From $109 / user / month For the AMS+ Grow package. Accelerate is listed at $139 and Elevate at $169 per month; enterprise pricing for IMOs, FMOs, GAs and large agencies on request. Commissions+, Engage+ and Quote+ are separate solutions without a published price. | Not stated |
| Free trial | 7-day free trial | Not stated |
| API | Open API, plus a Zapier integration | Not stated |
| Hosting | Cloud; the vendor states its solutions run on HIPAA-compliant AWS servers | Not stated |
| Made in | United States (Des Moines, Iowa) | Not stated |
| Clients and policies | Individual and group health, life and ancillary policies, each linked to client, carrier and agent, with every policy of an individual, household or group on one screen, policy status from quoting to active to renewal, and documents, activities and communications attached to the policy | One file per risk holding the application, carrier quotes, client communications and quote documents |
| Lines of business and markets | Health, benefits, senior and life: Medicare, individual and ACA health, group benefits, life and ancillary products, for retail agencies as well as uplines (GAs, IMOs, FMOs) that track downline agents and their business | Built for independent insurance agents in the United States. Lines of business are not listed; the carriers named by the vendor are ERGO Next, Hiscox, Chubb, AmTrust, Aegis and Neptune Flood |
| Comparative rating and quoting | AMS+ connects to Medicare, ACA and benefits quoting and enrollment platforms such as SunFire, ConnectureDRX, Lead Advantage Pro, HealthSherpa and Employee Navigator. Quote+, a separate solution, shops small group medically underwritten, level-funded, community rated, ACA and ancillary quotes from multiple carriers and builds benefit proposals. | One smart application per risk, mostly prefilled, goes to every carrier on the platform that writes the risk; the agent compares the available carrier terms and sees which questions remain outstanding |
| Carrier downloads and connectivity | Commissions+ imports carrier commission data for processing, and Quote+ fills carrier-specific forms and submits enrollment forms to multiple carriers at once | Binding moves through the carrier's purchase handoff, with the placement documents kept together in the file |
| Sales pipeline and renewals | Personalized lead dashboards and pipeline management, lead import and lead vendor integration, lead forms and automated lead workflows, with automated lead assignment and routing from the Accelerate package; renewal dates are tracked with automations that alert policyholders and agents of record | Follow-up drafts that the agent reviews and sends, with each quote and follow-up kept on the file |
| Commissions and agency accounting | Commissions+ add-on: imports carrier data, builds rate tables and payee schedules, tracks bonuses, advances and overrides, generates agent statements, identifies missed carrier commissions and produces commission and financial reports | Not stated |
| Compliance records and audit trail | Scope of Appointment, ACA Consent to Contact and ACA Attestations are sent, signed and stored in AMS+ with the status of each document tracked; the Elevate package adds VoIP with call recording and storage, and signed forms, recordings, notes and correspondence are tied to each policy as an audit trail | Compliance records kept in the shared workflow, as listed by the vendor |
| Reports and exports | Real-time graphs and charts, pre-built industry reports on in-force policies, policy adds and terms, business growth and client churn, and a Custom Report builder whose reports can be saved and rerun | Not stated |
| Integrations and API | Open API, Zapier integration, lead post vendor integration, Microsoft Outlook sync, Google Workspace and Gmail email integration and email forwarding | Not stated |
| AI features | stated Yes | No |
| Deployment | Cloud (SaaS) | Not stated |
| Onboarding | Documentation and knowledge base, Guided onboarding | Not stated |
| Company size | Freelancers, Small and mid-sized, Enterprise | Not stated |
| Integrations | SunFire, ConnectureDRX, Lead Advantage Pro, HealthSherpa, SimplyEnroll, RetireFlo, Employee Navigator, Ease, Zapier, Microsoft Outlook, Gmail, NextGen Leads, AgentMethods | Not stated |
Add a tool
Adds a column to the table, from the tools in this category.
Row where the values differ The small markers point at the lower number, the longer list or the stated feature. They describe the data, they are not a verdict.
The short version
Key Differences
- AI features AgencyBloc Yes Menlo for Agents No
- Clients and policies AgencyBloc Individual and group health, life and ancillary policies, each linked to client, carrier and agent, with every policy of an individual, household or group on one screen, policy status from quoting to active to renewal, and documents, activities and communications attached to the policy Menlo for Agents One file per risk holding the application, carrier quotes, client communications and quote documents
- Lines of business and markets AgencyBloc Health, benefits, senior and life: Medicare, individual and ACA health, group benefits, life and ancillary products, for retail agencies as well as uplines (GAs, IMOs, FMOs) that track downline agents and their business Menlo for Agents Built for independent insurance agents in the United States. Lines of business are not listed; the carriers named by the vendor are ERGO Next, Hiscox, Chubb, AmTrust, Aegis and Neptune Flood
- Comparative rating and quoting AgencyBloc AMS+ connects to Medicare, ACA and benefits quoting and enrollment platforms such as SunFire, ConnectureDRX, Lead Advantage Pro, HealthSherpa and Employee Navigator. Quote+, a separate solution, shops small group medically underwritten, level-funded, community rated, ACA and ancillary quotes from multiple carriers and builds benefit proposals. Menlo for Agents One smart application per risk, mostly prefilled, goes to every carrier on the platform that writes the risk; the agent compares the available carrier terms and sees which questions remain outstanding
- Carrier downloads and connectivity AgencyBloc Commissions+ imports carrier commission data for processing, and Quote+ fills carrier-specific forms and submits enrollment forms to multiple carriers at once Menlo for Agents Binding moves through the carrier's purchase handoff, with the placement documents kept together in the file
Every line is one datapoint from the table above, picked automatically. Nothing here is written text.
The trade-offs
Strengths and Limitations
AgencyBloc
Strengths
- Published package prices, from $109 per user per month for AMS+ Grow
- Scope of Appointment, ACA consent and attestation forms sent, signed and stored inside the system
- Uplines such as GAs, IMOs and FMOs can track downline agents, policies and commissions
- 7-day free trial
Limitations
- Commissions+, Engage+ and Quote+ are separate solutions without a published price
- Built for health, benefits, senior and life lines; property and casualty is not among the lines the vendor names
- Several AgencyBloc Intelligence features are labelled alpha or beta
- VoIP and call recording only in the top Elevate package
Menlo for Agents
Strengths
- One prefilled application per risk, which the agent confirms instead of retyping
- A single submission reaches every carrier on the platform that writes the risk
- Back-office placement support from a licensed brokerage alongside the software
- Follow-up drafts for the agent to review and send
Limitations
- No prices published
- The page describes no commission accounting, client portal, reporting or integrations
- Lines of business are not listed on the page
Plans
Pricing
AgencyBloc
- AMS+ Grow $109 Per user per month. Health, senior and benefits CRM, basic servicing and lead workflows, SOA and ACA compliance forms, email marketing and quoting and enrollment integrations.
- AMS+ Accelerate $139 Per month as listed. Adds premium workflows, automated lead assignment and routing, Rx Collect and RetireFlo intake.
- AMS+ Elevate $169 Per month as listed. Adds integrated VoIP, call queues for leads and call recording.
- Enterprise Not stated Custom pricing and packages for IMOs, FMOs, GAs and large agencies, on request.
Menlo for Agents
Price on Request
Visit siteWhat users say
Review Scores · opens after launch
AgencyBloc
- Ease of use
- Not rated yet
- User interface
- Not rated yet
- Onboarding
- Not rated yet
- Support and service
- Not rated yet
- Value for money
- Not rated yet
- Features
- Not rated yet
No reviews yet. Nothing has been published here yet, and no score is shown. How a review is checked before it appears is described below.
Menlo for Agents
- Ease of use
- Not rated yet
- User interface
- Not rated yet
- Onboarding
- Not rated yet
- Support and service
- Not rated yet
- Value for money
- Not rated yet
- Features
- Not rated yet
No reviews yet. Nothing has been published here yet, and no score is shown. How a review is checked before it appears is described below.
How we check reviews
Before sending, the author has to confirm three things: that they have used the product themselves, that they work neither for the vendor nor for a competitor, and that nobody is paying them for the review. We also ask whether the vendor invited them to write it. That answer is required, either answer is accepted, and it stays with the review.
Every review is read by a person before it appears. An email address is required and is confirmed: we send a link to it, and a review does not reach us until the author opens that link, so a review has a sender who was reachable at least once rather than being anonymous. Where what somebody writes needs backing, we ask them for evidence that they used the product, and a review that does not get it is not published. We publish positive and negative reviews alike, we pay nothing and offer nothing for a review, and we accept none that was bought or incentivised.
What we cannot do is verify a purchase. There is no shop here and no account, so whether the author really used the tool rests on their own declaration, on whatever we ask them for, and on the plausibility of what they write. We say so rather than implying a check that does not exist.
A vendor cannot buy a review, and cannot have one removed or changed because they dislike it. We remove or edit a review only if it breaks our rules or the law, for example a false statement of fact. Paid placement has no effect on which reviews appear or on any score.
Where this comes from
Where this comes from
AgencyBloc https://www.agencybloc.com/ · checked against the official source on 2026-11-06
Menlo for Agents https://www.menloinsurance.com/for-agents · checked against the official source on 2026-11-05
This table lists factual criteria taken from information the vendors publish themselves. For how we put it together, see the methodology.