EZLynx vs. NowCerts

At a glance

Best for

Best for independent agencies that are starting out or growing and want quoting and agency management under one login.

Small and mid-sized

Best for

Best for small independent P&C agencies that want a published monthly price and self-serve certificates for their insureds.

Freelancers
Small and mid-sized

Cataleo does not name a winner. Both statements come from the vendors themselves.

Full Comparison

Criterion	EZLynx	NowCerts
Starting price	Not stated	From $99 / month Essentials plan with 1 user included; Professional includes 2 users and Business 5. Additional user licences cost extra.
Free trial	Free trial offered; length and conditions not stated	30-day free trial
Users	More than 37,000 agencies, according to the vendor	1, 2 or 5 users included depending on plan; the Enterprise plan is listed for 50+ users
API	Not stated	Developer REST API and Zapier; the number of API integrations depends on the plan
Hosting	Cloud-based and browser-accessible, no software to install	Cloud-based, used in a browser
Clients and policies	Personal and commercial lines policies, documents, service requests and client communications on one client record, viewed and updated in real time from any device	Client and policy records with endorsements that log every change, document storage, notes and reminders per policy, all ACORD forms in PDF or HTML filled from the record, and a claims module for tracking and submitting claims
Lines of business and markets	Personal and commercial lines; the comparative rater quotes home and auto in 48 US states, and the trial page names auto, home, dwelling fire and other policies	Property and casualty: certificates and a loss runs module for commercial accounts, personal lines quoting through rater integrations; broker and wholesaler functionality and online MGA integration are listed in the plans
Comparative rating and quoting	Comparative Rater quotes home and auto with 330+ carriers from one entry, with prefill and verified lookups via LexisNexis, Fenris, MSB and Google Maps. A separate commercial lines rater sends one entry to appointed carriers for real-time quotes, with NAICS appetite guidance.	Integrations with outside comparative raters, named as TurboRater and Applied, for personal lines quotes from one application; a quote form for the agency website feeds prospects into NowCerts
Carrier downloads and connectivity	Carrier data through Ivans connections, which the vendor says update every 15 to 45 minutes; policies can be rated, bound and issued through carrier websites	Automated policy updates from carrier databases through IVANS, which the vendor says covers downloads from over 250 carriers, and Ebix TEAM-UP; eServicing access to carrier portals is listed in the plans
Sales pipeline and renewals	Built-in CRM with a visual sales pipeline, marketing automation and email campaigns, a patented retention workflow and automated renewal quoting	Sales pipeline management with prospect tracking and CRM automation campaigns, a renewal center with reminders before renewal, and automated pending-cancellation messages to customers
Commissions and agency accounting	Policy accounting and billing in the workflow, digital and self-service payments, and automated commission calculations and reporting	Tracking of agency and agent commissions, agency fees and carrier fees, commission reconciliation, billing and accounting with invoices, receipts and refunds, and a QuickBooks integration
Client portal and certificates	Client Center self-service portal where policyholders view policy information, download ID cards, generate certificates of insurance, submit change requests and follow claims	Insured portal where clients view policy details, issue their own certificates, request policy changes, pay and sign documents; the vendor states portal accounts and certificates sent through the system carry no extra charge
Compliance records and audit trail	A policy change request submitted through the customer portal creates an audit trail automatically; accounting includes auditing capabilities with a structured month-end close workflow, and earned commissions are kept apart from premiums to keep the premium trust balanced	Every policy change is recorded as an endorsement, and notes and reminders are kept per agency, customer or agent
Reports and exports	Real-time reports on agency performance, retention and revenue, plus commission reporting	Over 40 prepared reports with filters, custom and scheduled reports, a customizable user dashboard and data export to Excel
Integrations and API	Technology partner integrations for carrier connectivity, data prefill, lead generation, payments and communication, among them Ivans and LexisNexis	Developer REST API, Zapier, Twilio for texting, QuickBooks, Outlook and Google email and calendar, OneDrive and SharePoint, telephony and lead generator integrations
AI features	stated Yes	No
Deployment	Cloud (SaaS)	Cloud (SaaS)
Support	Email helpdesk, Phone	Email helpdesk, Phone
Onboarding	Guided onboarding	more entries Documentation and knowledge base, Guided onboarding
Company size	Small and mid-sized	more entries Freelancers, Small and mid-sized
Integrations	Ivans, LexisNexis, Fenris, MSB, Google Maps, Microsoft Outlook	more entries IVANS, Ebix TEAM-UP, TurboRater, Applied, QuickBooks, Zapier, Twilio, Microsoft Outlook, Google G Suite, Microsoft OneDrive, Microsoft SharePoint

Compare more tools

Row where the values differ The small markers point at the lower number, the longer list or the stated feature. They describe the data, they are not a verdict.

The short version

Key Differences

Free trial EZLynx Free trial offered; length and conditions not stated NowCerts 30-day free trial
Company size EZLynx Small and mid-sized NowCerts Freelancers, Small and mid-sized
Hosting EZLynx Cloud-based and browser-accessible, no software to install NowCerts Cloud-based, used in a browser
AI features EZLynx Yes NowCerts No
Users EZLynx More than 37,000 agencies, according to the vendor NowCerts 1, 2 or 5 users included depending on plan; the Enterprise plan is listed for 50+ users

Every line is one datapoint from the table above, picked automatically. Nothing here is written text.

The trade-offs

Strengths and Limitations

EZLynx

Strengths

Comparative rater for home and auto with 330+ carriers in 48 states, inside the management system
Client Center portal where policyholders download ID cards and generate certificates
EVA assistant imports carrier commission statements and summarises client history
Runs in the browser with nothing to install

Limitations

No prices published
The published carrier count covers personal lines; commercial carrier coverage is not stated

NowCerts

Strengths

Published monthly plans from $99, with a 30-day free trial
Insured portal where clients issue their own certificates, request changes and pay
Carrier downloads through IVANS, which the vendor puts at over 250 carriers
Tracks agency and agent commissions, fees and carrier fees, with reconciliation

Limitations

The vendor site describes quoting only through integrations with outside raters
Enterprise plan price not published
The pricing table and the FAQ on the vendor site give different prices for an additional user

Plans

Pricing

EZLynx

Price on Request

Visit site

NowCerts

Essentials $99 Per month, 1 user included.
Professional $169 Per month, 2 users included.
Business $349 Per month, 5 users included.
Enterprise Not stated For 50+ users; price on request.

Visit site

What users say

Review Scores · opens after launch

EZLynx

Ease of use: Not rated yet
User interface: Not rated yet
Onboarding: Not rated yet
Support and service: Not rated yet
Value for money: Not rated yet
Features: Not rated yet

No reviews yet. Nothing has been published here yet, and no score is shown. How a review is checked before it appears is described below.

NowCerts

Ease of use: Not rated yet
User interface: Not rated yet
Onboarding: Not rated yet
Support and service: Not rated yet
Value for money: Not rated yet
Features: Not rated yet

No reviews yet. Nothing has been published here yet, and no score is shown. How a review is checked before it appears is described below.

How we check reviews

Before sending, the author has to confirm three things: that they have used the product themselves, that they work neither for the vendor nor for a competitor, and that nobody is paying them for the review. We also ask whether the vendor invited them to write it. That answer is required, either answer is accepted, and it stays with the review.

Every review is read by a person before it appears. An email address is required and is confirmed: we send a link to it, and a review does not reach us until the author opens that link, so a review has a sender who was reachable at least once rather than being anonymous. Where what somebody writes needs backing, we ask them for evidence that they used the product, and a review that does not get it is not published. We publish positive and negative reviews alike, we pay nothing and offer nothing for a review, and we accept none that was bought or incentivised.

What we cannot do is verify a purchase. There is no shop here and no account, so whether the author really used the tool rests on their own declaration, on whatever we ask them for, and on the plausibility of what they write. We say so rather than implying a check that does not exist.

A vendor cannot buy a review, and cannot have one removed or changed because they dislike it. We remove or edit a review only if it breaks our rules or the law, for example a false statement of fact. Paid placement has no effect on which reviews appear or on any score.

Read the full version on our methodology page

Where this comes from

EZLynx https://www.ezlynx.com/ · checked against the official source on 2026-11-05

NowCerts https://www.nowcerts.com/ · checked against the official source on 2026-11-05

This table lists factual criteria taken from information the vendors publish themselves. For how we put it together, see the methodology.