Best for
Best for independent insurance agencies that want carrier downloads, commissions, accounting and a client portal in one cloud system.
Insurance Agency Software Comparison
JenesisNow vs. NowCerts
At a glance
At a glance
Best for
Best for small independent P&C agencies that want a published monthly price and self-serve certificates for their insureds.
- Freelancers
- Small and mid-sized
Cataleo does not name a winner. Both statements come from the vendors themselves.
Full Comparison
| Criterion | JenesisNow | NowCerts |
|---|---|---|
| Starting price | Not stated | From $99 / month Essentials plan with 1 user included; Professional includes 2 users and Business 5. Additional user licences cost extra. |
| Free trial | Not stated | 30-day free trial |
| Users | Not stated | 1, 2 or 5 users included depending on plan; the Enterprise plan is listed for 50+ users |
| API | Not stated | Developer REST API and Zapier; the number of API integrations depends on the plan |
| Hosting | Cloud-based; the vendor states data is stored on US servers | Cloud-based, used in a browser |
| Clients and policies | Client and policy records in one system, with policy documents, certificates, photos, licences and contracts kept as media files per client, and a library of blank and pre-filled ACORD forms | Client and policy records with endorsements that log every change, document storage, notes and reminders per policy, all ACORD forms in PDF or HTML filled from the record, and a claims module for tracking and submitting claims |
| Lines of business and markets | Personal and commercial lines are named for carrier downloads; life, health and benefits are not mentioned | Property and casualty: certificates and a loss runs module for commercial accounts, personal lines quoting through rater integrations; broker and wholesaler functionality and online MGA integration are listed in the plans |
| Comparative rating and quoting | Integrations with third-party comparative raters, named as PL Rater and ITC TurboRater, for comparing personal lines quotes across carriers; agencies in North Carolina also get a built-in comparative rater with direct access to named carriers. The vendor states that a product on this page carries additional charges outside the standard monthly fee | Integrations with outside comparative raters, named as TurboRater and Applied, for personal lines quotes from one application; a quote form for the agency website feeds prospects into NowCerts |
| Carrier downloads and connectivity | Downloads of personal and commercial lines policy data, renewals, endorsements and commissions, with IVANS, Ebix and Brovada named as carrier data integrations; the number of carriers is not stated | Automated policy updates from carrier databases through IVANS, which the vendor says covers downloads from over 250 carriers, and Ebix TEAM-UP; eServicing access to carrier portals is listed in the plans |
| Sales pipeline and renewals | Renewal reminders that can be filtered by status and effective date, and import of customer and prospect lists from a CSV file | Sales pipeline management with prospect tracking and CRM automation campaigns, a renewal center with reminders before renewal, and automated pending-cancellation messages to customers |
| Commissions and agency accounting | Commission Manager for tracking commissions, setting user and company commission percentages and receiving commission downloads, plus accounting tools with invoicing, receipts and a QuickBooks export | Tracking of agency and agent commissions, agency fees and carrier fees, commission reconciliation, billing and accounting with invoices, receipts and refunds, and a QuickBooks integration |
| Client portal and certificates | Client portal where insured customers view coverages, policy documents, certificates of insurance and payment history, and print and share documents, plus e-signature for applications, receipts and statements of no loss | Insured portal where clients view policy details, issue their own certificates, request policy changes, pay and sign documents; the vendor states portal accounts and certificates sent through the system carry no extra charge |
| Compliance records and audit trail | Agency-wide and location-specific user permissions, a separate permission for access to policy-level commission values, and a note and agency log entry whenever the company, term or term date of a policy is changed | Every policy change is recorded as an endorsement, and notes and reminders are kept per agency, customer or agent |
| Reports and exports | Customizable reports for production, renewals, source of business, CSR efficiency and lines of business, with dashboards | Over 40 prepared reports with filters, custom and scheduled reports, a customizable user dashboard and data export to Excel |
| Integrations and API | Integrations with PL Rating, TurboRater, QuickBooks, IVANS, Ebix, DocuSign, Formstack Sign, RingCentral, Twilio, Zapier and others; a public API is not mentioned on the vendor site | Developer REST API, Zapier, Twilio for texting, QuickBooks, Outlook and Google email and calendar, OneDrive and SharePoint, telephony and lead generator integrations |
| Deployment | Cloud (SaaS) | Cloud (SaaS) |
| Support | Email helpdesk, Phone | Email helpdesk, Phone |
| Onboarding | Not stated | Documentation and knowledge base, Guided onboarding |
| Company size | Not stated | Freelancers, Small and mid-sized |
| Integrations | more entries PL Rating, TurboRater, QuickBooks, IVANS, Ebix, Brovada, DocuSign, Formstack Sign, RingCentral, Twilio, Zapier, Imperial PFS | IVANS, Ebix TEAM-UP, TurboRater, Applied, QuickBooks, Zapier, Twilio, Microsoft Outlook, Google G Suite, Microsoft OneDrive, Microsoft SharePoint |
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The short version
Key Differences
- Hosting JenesisNow Cloud-based; the vendor states data is stored on US servers NowCerts Cloud-based, used in a browser
- Clients and policies JenesisNow Client and policy records in one system, with policy documents, certificates, photos, licences and contracts kept as media files per client, and a library of blank and pre-filled ACORD forms NowCerts Client and policy records with endorsements that log every change, document storage, notes and reminders per policy, all ACORD forms in PDF or HTML filled from the record, and a claims module for tracking and submitting claims
- Lines of business and markets JenesisNow Personal and commercial lines are named for carrier downloads; life, health and benefits are not mentioned NowCerts Property and casualty: certificates and a loss runs module for commercial accounts, personal lines quoting through rater integrations; broker and wholesaler functionality and online MGA integration are listed in the plans
- Comparative rating and quoting JenesisNow Integrations with third-party comparative raters, named as PL Rater and ITC TurboRater, for comparing personal lines quotes across carriers; agencies in North Carolina also get a built-in comparative rater with direct access to named carriers. The vendor states that a product on this page carries additional charges outside the standard monthly fee NowCerts Integrations with outside comparative raters, named as TurboRater and Applied, for personal lines quotes from one application; a quote form for the agency website feeds prospects into NowCerts
- Carrier downloads and connectivity JenesisNow Downloads of personal and commercial lines policy data, renewals, endorsements and commissions, with IVANS, Ebix and Brovada named as carrier data integrations; the number of carriers is not stated NowCerts Automated policy updates from carrier databases through IVANS, which the vendor says covers downloads from over 250 carriers, and Ebix TEAM-UP; eServicing access to carrier portals is listed in the plans
Every line is one datapoint from the table above, picked automatically. Nothing here is written text.
The trade-offs
Strengths and Limitations
JenesisNow
Strengths
- Carrier downloads for personal and commercial lines through IVANS and Ebix
- Commission Manager with user and company commission percentages
- Client portal with policy documents, certificates and payment history
- Built-in comparative rater for agencies in North Carolina
Limitations
- No prices published; the vendor asks for a demo request
- Some integrated products are charged outside the standard monthly fee
- The vendor site mentions no public API
NowCerts
Strengths
- Published monthly plans from $99, with a 30-day free trial
- Insured portal where clients issue their own certificates, request changes and pay
- Carrier downloads through IVANS, which the vendor puts at over 250 carriers
- Tracks agency and agent commissions, fees and carrier fees, with reconciliation
Limitations
- The vendor site describes quoting only through integrations with outside raters
- Enterprise plan price not published
- The pricing table and the FAQ on the vendor site give different prices for an additional user
Plans
Pricing
JenesisNow
Price on Request
Visit siteNowCerts
- Essentials $99 Per month, 1 user included.
- Professional $169 Per month, 2 users included.
- Business $349 Per month, 5 users included.
- Enterprise Not stated For 50+ users; price on request.
What users say
Review Scores · opens after launch
JenesisNow
- Ease of use
- Not rated yet
- User interface
- Not rated yet
- Onboarding
- Not rated yet
- Support and service
- Not rated yet
- Value for money
- Not rated yet
- Features
- Not rated yet
No reviews yet. Nothing has been published here yet, and no score is shown. How a review is checked before it appears is described below.
NowCerts
- Ease of use
- Not rated yet
- User interface
- Not rated yet
- Onboarding
- Not rated yet
- Support and service
- Not rated yet
- Value for money
- Not rated yet
- Features
- Not rated yet
No reviews yet. Nothing has been published here yet, and no score is shown. How a review is checked before it appears is described below.
How we check reviews
Before sending, the author has to confirm three things: that they have used the product themselves, that they work neither for the vendor nor for a competitor, and that nobody is paying them for the review. We also ask whether the vendor invited them to write it. That answer is required, either answer is accepted, and it stays with the review.
Every review is read by a person before it appears. An email address is required and is confirmed: we send a link to it, and a review does not reach us until the author opens that link, so a review has a sender who was reachable at least once rather than being anonymous. Where what somebody writes needs backing, we ask them for evidence that they used the product, and a review that does not get it is not published. We publish positive and negative reviews alike, we pay nothing and offer nothing for a review, and we accept none that was bought or incentivised.
What we cannot do is verify a purchase. There is no shop here and no account, so whether the author really used the tool rests on their own declaration, on whatever we ask them for, and on the plausibility of what they write. We say so rather than implying a check that does not exist.
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Where this comes from
Where this comes from
JenesisNow https://www.jenesissoftware.com/ · checked against the official source on 2026-11-08
NowCerts https://www.nowcerts.com/ · checked against the official source on 2026-11-05
This table lists factual criteria taken from information the vendors publish themselves. For how we put it together, see the methodology.