Best for
Best for small independent P&C agencies that want a published monthly price and self-serve certificates for their insureds.
- Freelancers
- Small and mid-sized
Insurance Agency Software Comparison
NowCerts vs. Vertafore Sagitta
At a glance
At a glance
Best for
Best for large independent agencies and brokerages that run several offices, divisions or entities and grow through acquisitions.
- Enterprise
Cataleo does not name a winner. Both statements come from the vendors themselves.
Full Comparison
| Criterion | NowCerts | Vertafore Sagitta |
|---|---|---|
| Starting price | From $99 / month Essentials plan with 1 user included; Professional includes 2 users and Business 5. Additional user licences cost extra. | Not stated Prices are not published. |
| Free trial | 30-day free trial | Not stated |
| Users | 1, 2 or 5 users included depending on plan; the Enterprise plan is listed for 50+ users | Large independent insurance agencies and brokerages with multiple offices, divisions or entities, and agencies serving niche markets and specialty lines |
| API | Developer REST API and Zapier; the number of API integrations depends on the plan | Open, API-first architecture with third-party integrations |
| Hosting | Cloud-based, used in a browser | AWS cloud infrastructure, as stated by the vendor |
| Clients and policies | Client and policy records with endorsements that log every change, document storage, notes and reminders per policy, all ACORD forms in PDF or HTML filled from the record, and a claims module for tracking and submitting claims | Policy administration and client servicing with centralised client, policy and accounting data, user-defined quick-entry fields, preferred navigation, grid displays and forms |
| Lines of business and markets | Property and casualty: certificates and a loss runs module for commercial accounts, personal lines quoting through rater integrations; broker and wholesaler functionality and online MGA integration are listed in the plans | Built for multi-division agencies, specialty lines and niche markets; BenefitPoint is offered as a separate product for benefits business |
| Comparative rating and quoting | Integrations with outside comparative raters, named as TurboRater and Applied, for personal lines quotes from one application; a quote form for the agency website feeds prospects into NowCerts | Vertafore lists quoting as separate products that integrate with Sagitta, such as Commercial Submissions for commercial quotes |
| Carrier downloads and connectivity | Automated policy updates from carrier databases through IVANS, which the vendor says covers downloads from over 250 carriers, and Ebix TEAM-UP; eServicing access to carrier portals is listed in the plans | Company Download imports carrier transactions into Sagitta, including renewals and Mobile Home (MHOME) updates, and a policy flag lets a downloaded renewal renew a remarketed policy without changing its remarket status |
| Sales pipeline and renewals | Sales pipeline management with prospect tracking and CRM automation campaigns, a renewal center with reminders before renewal, and automated pending-cancellation messages to customers | An Expiring Policies widget lists past-due policies for the policy servicer in order of expiration date, filtered by days before expiration, and production credit fields can carry over on renewals, remarkets and rewrites |
| Commissions and agency accounting | Tracking of agency and agent commissions, agency fees and carrier fees, commission reconciliation, billing and accounting with invoices, receipts and refunds, and a QuickBooks integration | Multi-divisional accounting with interdivisional postings, flexible invoicing, automated direct bill reconciliation, detailed payables, agency bill installments and reconciliation |
| Client portal and certificates | Insured portal where clients view policy details, issue their own certificates, request policy changes, pay and sign documents; the vendor states portal accounts and certificates sent through the system carry no extra charge | InsurLink, offered as a separate Vertafore product, gives clients 24/7 access to their insurance information |
| Compliance records and audit trail | Every policy change is recorded as an endorsement, and notes and reminders are kept per agency, customer or agent | Role-based permissions to grant or restrict access to sensitive information, and audit trails of login and user activity |
| Reports and exports | Over 40 prepared reports with filters, custom and scheduled reports, a customizable user dashboard and data export to Excel | Centralised client, policy, accounting and reporting data, with real-time reporting across divisions and locations |
| Integrations and API | Developer REST API, Zapier, Twilio for texting, QuickBooks, Outlook and Google email and calendar, OneDrive and SharePoint, telephony and lead generator integrations | Open, API-first architecture connecting Sagitta to Vertafore solutions and third-party tools, and AgencyOne linking workflows, systems and data across the agency |
| AI features | No | stated Yes |
| Deployment | Cloud (SaaS) | Not stated |
| Support | Email helpdesk, Phone | Not stated |
| Onboarding | Documentation and knowledge base, Guided onboarding | Not stated |
| Company size | more entries Freelancers, Small and mid-sized | Enterprise |
| Integrations | more entries IVANS, Ebix TEAM-UP, TurboRater, Applied, QuickBooks, Zapier, Twilio, Microsoft Outlook, Google G Suite, Microsoft OneDrive, Microsoft SharePoint | AgencyOne, InsurLink, WorkSmart, BenefitPoint, RiskMatch, Proposal Builder, Commercial Submissions |
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Row where the values differ The small markers point at the lower number, the longer list or the stated feature. They describe the data, they are not a verdict.
The short version
Key Differences
- Company size NowCerts Freelancers, Small and mid-sized Vertafore Sagitta Enterprise
- Hosting NowCerts Cloud-based, used in a browser Vertafore Sagitta AWS cloud infrastructure, as stated by the vendor
- AI features NowCerts No Vertafore Sagitta Yes
- Users NowCerts 1, 2 or 5 users included depending on plan; the Enterprise plan is listed for 50+ users Vertafore Sagitta Large independent insurance agencies and brokerages with multiple offices, divisions or entities, and agencies serving niche markets and specialty lines
- API NowCerts Developer REST API and Zapier; the number of API integrations depends on the plan Vertafore Sagitta Open, API-first architecture with third-party integrations
Every line is one datapoint from the table above, picked automatically. Nothing here is written text.
The trade-offs
Strengths and Limitations
NowCerts
Strengths
- Published monthly plans from $99, with a 30-day free trial
- Insured portal where clients issue their own certificates, request changes and pay
- Carrier downloads through IVANS, which the vendor puts at over 250 carriers
- Tracks agency and agent commissions, fees and carrier fees, with reconciliation
Limitations
- The vendor site describes quoting only through integrations with outside raters
- Enterprise plan price not published
- The pricing table and the FAQ on the vendor site give different prices for an additional user
Vertafore Sagitta
Strengths
- Accounting across divisions and entities, with interdivisional postings and agency bill installments
- Automated direct bill reconciliation
- Role-based permissions and audit trails of login and user activity
- Configurable quick-entry fields, navigation and grid displays
Limitations
- Prices are not published
- Quoting, client portal and proposals are separate Vertafore products
- The product page does not describe a sales pipeline or renewal workflow
Plans
Pricing
NowCerts
- Essentials $99 Per month, 1 user included.
- Professional $169 Per month, 2 users included.
- Business $349 Per month, 5 users included.
- Enterprise Not stated For 50+ users; price on request.
Vertafore Sagitta
- Sagitta Not stated Prices are not published; Vertafore offers a demo on request.
What users say
Review Scores · opens after launch
NowCerts
- Ease of use
- Not rated yet
- User interface
- Not rated yet
- Onboarding
- Not rated yet
- Support and service
- Not rated yet
- Value for money
- Not rated yet
- Features
- Not rated yet
No reviews yet. Nothing has been published here yet, and no score is shown. How a review is checked before it appears is described below.
Vertafore Sagitta
- Ease of use
- Not rated yet
- User interface
- Not rated yet
- Onboarding
- Not rated yet
- Support and service
- Not rated yet
- Value for money
- Not rated yet
- Features
- Not rated yet
No reviews yet. Nothing has been published here yet, and no score is shown. How a review is checked before it appears is described below.
How we check reviews
Before sending, the author has to confirm three things: that they have used the product themselves, that they work neither for the vendor nor for a competitor, and that nobody is paying them for the review. We also ask whether the vendor invited them to write it. That answer is required, either answer is accepted, and it stays with the review.
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What we cannot do is verify a purchase. There is no shop here and no account, so whether the author really used the tool rests on their own declaration, on whatever we ask them for, and on the plausibility of what they write. We say so rather than implying a check that does not exist.
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Where this comes from
Where this comes from
NowCerts https://www.nowcerts.com/ · checked against the official source on 2026-11-05
Vertafore Sagitta https://www.vertafore.com/products/sagitta · checked against the official source on 2026-11-07
This table lists factual criteria taken from information the vendors publish themselves. For how we put it together, see the methodology.