Best for
Best for growing independent agencies that write personal and commercial lines and need agency accounting with a general ledger.
Insurance Agency Software Comparison
Vertafore AMS360 vs. Vertafore Sagitta
At a glance
At a glance
Best for
Best for large independent agencies and brokerages that run several offices, divisions or entities and grow through acquisitions.
- Enterprise
Cataleo does not name a winner. Both statements come from the vendors themselves.
Full Comparison
| Criterion | Vertafore AMS360 | Vertafore Sagitta |
|---|---|---|
| Users | Not stated | Large independent insurance agencies and brokerages with multiple offices, divisions or entities, and agencies serving niche markets and specialty lines |
| API | Open API and third-party integrations | Open, API-first architecture with third-party integrations |
| Hosting | Not stated | AWS cloud infrastructure, as stated by the vendor |
| Clients and policies | Policy history, coverage and policy templates, policy management workflows, policy compare, declaration pages and document management, as listed in a 2022 Vertafore datasheet | Policy administration and client servicing with centralised client, policy and accounting data, user-defined quick-entry fields, preferred navigation, grid displays and forms |
| Lines of business and markets | Personal and commercial lines workflows | Built for multi-division agencies, specialty lines and niche markets; BenefitPoint is offered as a separate product for benefits business |
| Comparative rating and quoting | Vertafore lists rating as separate products, PL Rating and Commercial Submissions | Vertafore lists quoting as separate products that integrate with Sagitta, such as Commercial Submissions for commercial quotes |
| Carrier downloads and connectivity | Carriers download new policies, endorsements, claims and renewals directly into the agency system | Company Download imports carrier transactions into Sagitta, including renewals and Mobile Home (MHOME) updates, and a policy flag lets a downloaded renewal renew a remarketed policy without changing its remarket status |
| Sales pipeline and renewals | Renewal workflows to prioritise key clients, send proposals and mass-distribute certificates; AgencyZoom is offered as a separate sales product | An Expiring Policies widget lists past-due policies for the policy servicer in order of expiration date, filtered by days before expiration, and production credit fields can carry over on renewals, remarkets and rewrites |
| Commissions and agency accounting | Automated billing and invoicing, payment tracking and reconciliation, commission splits calculated automatically and shown in statements, and a general ledger | Multi-divisional accounting with interdivisional postings, flexible invoicing, automated direct bill reconciliation, detailed payables, agency bill installments and reconciliation |
| Client portal and certificates | InsurLink client portal with 24/7 access to insurance information; certificates created, issued and managed in AgencyOne with real-time AMS360 data | InsurLink, offered as a separate Vertafore product, gives clients 24/7 access to their insurance information |
| Compliance records and audit trail | Five permanent security groups with preset access to menus and tasks plus up to 95 custom groups, the option to restrict an employee to customer names only in search results, and an Audit Trail utility that shows who accessed a customer, policy or claim in a date range, exportable to Excel, which the vendor says provides information required by privacy laws | Role-based permissions to grant or restrict access to sensitive information, and audit trails of login and user activity |
| Reports and exports | Reports by any time frame, financial reports on agency health and KPI analysis | Centralised client, policy, accounting and reporting data, with real-time reporting across divisions and locations |
| Integrations and API | Open API and third-party integrations, and connections to other Vertafore solutions and third-party tools through AgencyOne | Open, API-first architecture connecting Sagitta to Vertafore solutions and third-party tools, and AgencyOne linking workflows, systems and data across the agency |
| AI features | Yes | Yes |
| Company size | Not stated | Enterprise |
| Integrations | AgencyZoom, InsurLink, AgencyOne, Microsoft Office | more entries AgencyOne, InsurLink, WorkSmart, BenefitPoint, RiskMatch, Proposal Builder, Commercial Submissions |
Add a tool
Adds a column to the table, from the tools in this category.
Row where the values differ The small markers point at the lower number, the longer list or the stated feature. They describe the data, they are not a verdict.
The short version
Key Differences
- API Vertafore AMS360 Open API and third-party integrations Vertafore Sagitta Open, API-first architecture with third-party integrations
- Clients and policies Vertafore AMS360 Policy history, coverage and policy templates, policy management workflows, policy compare, declaration pages and document management, as listed in a 2022 Vertafore datasheet Vertafore Sagitta Policy administration and client servicing with centralised client, policy and accounting data, user-defined quick-entry fields, preferred navigation, grid displays and forms
- Lines of business and markets Vertafore AMS360 Personal and commercial lines workflows Vertafore Sagitta Built for multi-division agencies, specialty lines and niche markets; BenefitPoint is offered as a separate product for benefits business
- Comparative rating and quoting Vertafore AMS360 Vertafore lists rating as separate products, PL Rating and Commercial Submissions Vertafore Sagitta Vertafore lists quoting as separate products that integrate with Sagitta, such as Commercial Submissions for commercial quotes
- Carrier downloads and connectivity Vertafore AMS360 Carriers download new policies, endorsements, claims and renewals directly into the agency system Vertafore Sagitta Company Download imports carrier transactions into Sagitta, including renewals and Mobile Home (MHOME) updates, and a policy flag lets a downloaded renewal renew a remarketed policy without changing its remarket status
Every line is one datapoint from the table above, picked automatically. Nothing here is written text.
The trade-offs
Strengths and Limitations
Vertafore AMS360
Strengths
- Personal and commercial lines in one agency management system
- Commission splits calculated automatically and shown in statements
- Connects to other Vertafore products such as InsurLink through AgencyOne
Limitations
- Prices are not published
- The product page does not state whether AMS360 is cloud-hosted
Vertafore Sagitta
Strengths
- Accounting across divisions and entities, with interdivisional postings and agency bill installments
- Automated direct bill reconciliation
- Role-based permissions and audit trails of login and user activity
- Configurable quick-entry fields, navigation and grid displays
Limitations
- Prices are not published
- Quoting, client portal and proposals are separate Vertafore products
- The product page does not describe a sales pipeline or renewal workflow
Plans
Pricing
Vertafore AMS360
- AMS360 Not stated Prices are not published; Vertafore offers a demo on request.
Vertafore Sagitta
- Sagitta Not stated Prices are not published; Vertafore offers a demo on request.
What users say
Review Scores · opens after launch
Vertafore AMS360
- Ease of use
- Not rated yet
- User interface
- Not rated yet
- Onboarding
- Not rated yet
- Support and service
- Not rated yet
- Value for money
- Not rated yet
- Features
- Not rated yet
No reviews yet. Nothing has been published here yet, and no score is shown. How a review is checked before it appears is described below.
Vertafore Sagitta
- Ease of use
- Not rated yet
- User interface
- Not rated yet
- Onboarding
- Not rated yet
- Support and service
- Not rated yet
- Value for money
- Not rated yet
- Features
- Not rated yet
No reviews yet. Nothing has been published here yet, and no score is shown. How a review is checked before it appears is described below.
How we check reviews
Before sending, the author has to confirm three things: that they have used the product themselves, that they work neither for the vendor nor for a competitor, and that nobody is paying them for the review. We also ask whether the vendor invited them to write it. That answer is required, either answer is accepted, and it stays with the review.
Every review is read by a person before it appears. An email address is required and is confirmed: we send a link to it, and a review does not reach us until the author opens that link, so a review has a sender who was reachable at least once rather than being anonymous. Where what somebody writes needs backing, we ask them for evidence that they used the product, and a review that does not get it is not published. We publish positive and negative reviews alike, we pay nothing and offer nothing for a review, and we accept none that was bought or incentivised.
What we cannot do is verify a purchase. There is no shop here and no account, so whether the author really used the tool rests on their own declaration, on whatever we ask them for, and on the plausibility of what they write. We say so rather than implying a check that does not exist.
A vendor cannot buy a review, and cannot have one removed or changed because they dislike it. We remove or edit a review only if it breaks our rules or the law, for example a false statement of fact. Paid placement has no effect on which reviews appear or on any score.
Where this comes from
Where this comes from
Vertafore AMS360 https://www.vertafore.com/products/agency-management-software/ams360 · checked against the official source on 2026-11-06
Vertafore Sagitta https://www.vertafore.com/products/sagitta · checked against the official source on 2026-11-07
This table lists factual criteria taken from information the vendors publish themselves. For how we put it together, see the methodology.