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Refact.ai

An open-source AI coding agent with chat and autocomplete, and a self-hosted option.

Starting price
Free tier; Pro $10 / month
Free trial
Free tier
Commercial use
Yes
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Overview

Refact.ai is an open-source AI coding agent that combines an autonomous agent, in-IDE chat and real-time code completion in one tool. The agent plans and executes end-to-end coding tasks, completion runs on a Qwen2.5-Coder model with retrieval for project context, and chat carries 32k tokens of context on the free plan and 64k on Pro. It works across VS Code and the JetBrains family, and supports models from Anthropic and OpenAI alongside bring-your-own-key access. A self-hosted version keeps code under the team's control.

Our take

Refact bundles three things developers usually buy separately into one open-source plugin, and it can run on-premise, which is the reason most teams look at it rather than at a hosted assistant. If nothing in your work forbids sending source to a vendor, the on-premise option stops being the reason to pick it, and a hosted commercial assistant is the alternative at the same money. The free plan's daily agent limit is the thing to test against a real week, because that, and not the chat context, is where regular use runs out.

Key Facts

Category
Starting price Free tier; Pro $10 / month The free plan includes unlimited completions and limited daily agent use. Enterprise is custom, with on-premise deployment and fine-tuning.
Free trial Free tier
Commercial use Yes
Output Agentic coding, chat and completion in the IDE
API Bring your own key
Hosting Cloud or self-hosted on-premise

Screenshots

Placeholders. They are replaced as soon as the vendor sends material, and both open the same short form.

Features

Where it runs
Plugins for VS Code and JetBrains IDEs, with Visual Studio, Neovim and Sublime Text in beta
Inline completions
Yes, real-time completion on Qwen2.5-Coder with retrieval for context
Agent mode
Yes, an autonomous agent that plans and executes multi-step tasks
Model choice
Claude and GPT models built in, plus bring-your-own-key for Gemini, Grok and DeepSeek
Data control
Self-hosted, on-premise deployment keeps code private
Ecosystem fit
IDE plugins across VS Code and JetBrains, open source with a self-hosted server
API
Bring your own key

Integrations

Integrations coming soon.

Deployment and Support

Deployment
  • Cloud (SaaS)
  • On-premise
Onboarding
  • Documentation and knowledge base
Company size
  • Freelancers
  • Small and mid-sized
  • Enterprise

Suitability

Industry FreelancersSmall and mid-sizedEnterprise
Agencies Not stated Not stated Not stated
Architecture & Engineering Not stated Not stated Not stated
Consulting Not stated Not stated Not stated
Media & Creative Not stated Not stated Not stated
Technology Stated as a fit Stated as a fit Stated as a fit

The table combines the industries the vendor addresses with the company sizes the tool is aimed at. An empty cell means the combination is not stated, not that it is ruled out.

Pros and Cons

Strengths

  • Open source with a self-hosted, on-premise option
  • Agent, chat and completion in one plugin
  • Broad model choice through bring-your-own-key

Limitations

  • Free plan caps daily agent runs
  • Some IDE plugins are still in beta

Pricing

  • Free

    $0

    Unlimited completions, limited daily agent use, 32k context chat.

  • Pro

    $10

    Per month. 40 agent requests per day, 64k context chat.

  • Enterprise

    Not stated

    Custom. On-premise deployment and fine-tuning.

Best For

Alternatives and Comparisons

What users say

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